D&B Finance Analytics

Score9.3 out of 10

449 Reviews and Ratings

What is D&B Finance Analytics?

D&B Finance Analytics is a global credit-to-cash solution that provides Dun & Bradstreet data, analytics, and technology to help improve cash flow, increase operational efficiency, and mitigate risk. This AI-driven solution comprises two platforms – D&B Credit Intelligence and D&B Receivables Intelligence powered by GETPAID – that together help finance teams transform their operations and reduce cost through insight, automation, and enhanced customer experience.

Categories & Use Cases

Media

Screenshot of where to manage credit customers

Screenshot of the interface to manage an overall risk portfolio

Screenshot of where to manage collections and AR

Screenshot of where to accept online payments with a customer portal

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Screenshot of where to manage credit customers

#1 most frequent

Manufacturing

35.6%

342 installations of 961

#2 most frequent

Wholesale Trade

14.4%

138 installations of 961

#3 most frequent

Finance and Insurance

11.0%

106 installations of 961

Harry C McLaughlin, CICP View profile

Process Improvement Manager in Finance and Accounting at Continental Tire the Americas (10,001+ employees employees)

Use Cases and Deployment Scope

D&B Finance Analytics is used as a primary source for making credit decisions and monitoring the health of our clients.

Pros

Compiles a large pool of data from multiple industries
Provides a nice format for reading the data
Customer support is relatively responsive

Cons

Reliability of Data is suspect with multiple records for the same company and missing or contradictory information within.
Pursuing and incentivizing both self reporting and creditor reporting - data is often outdated or missing
Consistency between tools often charts and details do not match

Return on Investment

D&B Finance Analytics provides us with a standard on which to base our decisions which reduces processing time.
Erroneous information has caused delays or inaccurate decisions and as a result lost business. The lack or reliability has caused us to add new secondary verification steps and look for supplemental report providers (additional costs)

Alternatives Considered

Experian Credit Risk, Creditsafe, Experian DataShare and PassFort a Moody's Analytics solution

Other Software Used

Creditsafe, Experian Credit Risk

Debra Zukonik View profile

Chief Credit Officer in Finance and Accounting at Dare Capital (1-10 employees employees)

Use Cases and Deployment Scope

We were transferred to the D&B Finance Analytics product after using D&B Credit for years. The implementation did not go well primarily because our rep was not forthcoming as to the new pricing, but they have tried to work through that for us and the reports themselves are quite comprehensive and helpful.

Pros

Provides industry specific payment experiences
Provide insight into recent and predicted delinquency
In some cases, can provide info regarding suits, liens and judgments
Appreciate getting DBT for last 24, 12 and 3 months plus the most recent 3 months. This helps me evaluated trends and ebbs/flows in the prospect's business.

Cons

I would like them to return to charging us only for the reports we pull each year. This RUM thing in not fair pricing
Do not like any data included in the report that is not submitted by verified credit sources that submit their whole files. Do not want customer provided references included unless D&B identifies them as such.
Need to work on getting more financials from the companies in your database. Having only the public ones, does not assist as we can pull them very easily from other sources.

Return on Investment

Reduced DSO
Allows us tp service our clients quickly
Alert are helpful to see changes in our customer immediately

Other Software Used

Experian Credit Risk, Creditsafe, Equifax Credit Risk

Kari Fowler View profile

Operations Manager in Finance and Accounting at ABO Pharmaceuticals (1-10 employees employees)

Use Cases and Deployment Scope

We use D&B Finance Analytics to not only prescreen our customers but to monitor for future purchases. This enables us to be aware of any payment issues that might arise and to prevent that from happening. We use this for all of our new customers as well as our long standing customers.

Pros

Predict future payment issues
Analyze current finance health
Pursue Customers for future business

Cons

I am happy

Return on Investment

Reduced DSO
Improved Cash Flow
Fewer A/R Calls
Increased working capital

Micheal Bingham

Financial Analyst in Finance and Accounting at Ardent Mills LLC (1001-5000 employees employees)

Use Cases and Deployment Scope

D&B Finance Analytics is utilized daily to help make informed business credit decision, to help gauge a companies credit worthiness. The service provide by D&B help us to decrease our bad debt exposure. D&B Finance Analytics has become a daily required tool as part of the credit team daily task .

Pros

Credit Worthiness
Real Time Paydex Scores
Email updates of delinquent accounts

Cons

Real Time Bankruptcy updates
Out of business notices

Return on Investment

Reduced Bad Debt
Less Favorable companies updates
Improved DSO

Alternatives Considered

Axe Credit Portal

Other Software Used

Amazon CloudSearch, Credit Assist, Altair Monarch

Verified User

Manager in Finance and Accounting (10,001+ employees employees)

Use Cases and Deployment Scope

Our primary use is to qualify new or reactivated customers, to review existing customers and to provide background data for us to use in collections or legal proceedings. We run probably 2-300 D&B reports weekly, sometimes more, and this refers only to domestic and Canadian customers. I don't have metrics for Europe or other regions.

The D&B information is our first line of analysis and is absolutely critical to determining creditworthiness. We also pursue trade references as well as LOC's when needed, but D&B information is our go-to at the beginning of the credit review.

Pros

Detailed analysis of company conditions
Quantification and classification of metrics
Background on the customer

Cons

Updates on smaller firms are often spotty, and often we're notified or find out about substantial changes (e.g., location, management, et al., well before these turn up in their report.
It would be nice to have forms automatically submitted when the return key is used; this is a nice shortcut instead of mousing over to the Submit button, and was present in earlier iterations.
The ability to tailor automatic sign-outs. Often I'm working on a specific customer, and I go back to start another a few minutes later, and find myself logged out. Automatic sign-outs were for a longer time span previously.

Return on Investment

Reducing risk by pointing out potential issues at the outset
Hard quantification of certain metrics, in particular the Paydex stat, as well as failure and delinquency likelihood.
Assists with lowering DSO (sorry, no hard figures available) by letting us know when there is a potential issue from the beginning, or when we update our records.

Alternatives Considered

Experian Account & Portfolio Management

Other Software Used

Microsoft 365, Adobe Acrobat Reader, Microsoft Edge

Usability

Equifax Credit Risk

Experian Credit Risk

HighRadius Autonomous Receivables

D&B Finance Analytics

What is D&B Finance Analytics?

Categories & Use Cases

Media

Most Frequent Users

Manufacturing

Wholesale Trade

Finance and Insurance

Reviews

Use Cases and Deployment Scope

Pros

Cons

Return on Investment

Alternatives Considered

Other Software Used

Use Cases and Deployment Scope

Pros

Cons

Return on Investment

Other Software Used

Use Cases and Deployment Scope

Pros

Cons

Return on Investment

Use Cases and Deployment Scope

Pros

Cons

Return on Investment

Alternatives Considered

Other Software Used

Use Cases and Deployment Scope

Pros

Cons

Return on Investment

Alternatives Considered

Other Software Used

Usability

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