TrustRadius Insights for D&B Finance Analytics are summaries of user sentiment data from TrustRadius reviews and, when necessary, third party data sources.
Pros
Ease of Use: Reviewers appreciate the clean desktop and user interface, finding them easy to navigate and use.
Risk Assessment Support: Customers rely on the platform's effectiveness in identifying financially stressed organizations, assisting them in assessing risks accurately.
Valuable Features Selection: Some users find the financial estimates, trade payments data, and UCC filings provided by the platform to be beneficial for their needs.
Customer Service Accessibility: The direct access to customer service agents for corporate accounts is considered a valuable feature by users seeking timely assistance.
Cloud software that helps understand financial and credit risks. The credit intelligence is used to assess the credit and potential risks of customers. It helps to create insights and provide risk scores and forecasts. Ultimately it is used to support automated credit decisioning by assessing the creditworthiness of customers or vendors by using a range of data and models.
Pros
Automated credit scoring
Automated credit decisioning
Monitor risks and portfolios
Cons
Matching customer names with profiles to ensure the right customer has been identified
Data can be unavailable or missing for smaller companies or certain geographies
Data updates are not realtime and can be outdated
Likelihood to Recommend
Very well suited for credit scoring and decision making for financial institutions that take on credit risks of customers. You need as much data as possible to make the best credit decisions and D&B Finance Analytics is a leading platform well recognized in the industry. Overall a broad platform with broad coverage in industry segments, geographies and company sizes from small to large.
D&B Finance Analytics is used to review company financials in our labor organization. It addresses various problems we have with finding specific or high level quantifies to determine a companies financial well-being. For example, Credit reports & risk scores allow us to see the value in organizing a company from a labor perspective. If they are not financially viable they may not have a long term future.
Pros
Credit reports & risk scores
Portfolio analysis / risk breakdowns
Corporate family tree
Cons
Easier to manage alert set ups
Data is not always the most current, needs to be reviewed carefully
Filtering could be better
Likelihood to Recommend
For our purposes it is very well suited for reviewing a corporate family tree and structure to determine subsidiaries and related industries in the market place. However, some high level factors from private companies can be outdated if the newest zoom call or news article hasn't been added to the Hoovers database and updated. I have found Lexis Nexis tends to update recent information a few months faster.
we use D&B Finance Analytics as primary tool to evaluate client credit worthiness when onboarding new clients and increasing credit limits for existing customer. This has enabled us to continue to service our clients during times of need as well as maintain control of limiting liability and excessive credit extension
Pros
credit recommendation
percentage of default
past history
subsidiary corporate structure
Cons
officers list?
at times more up to date information of smaller businesses
not sure really, serves our function well
Likelihood to Recommend
As mentioned, we use D&B Finance Analytics as primary tool to evaluate client credit worthiness when onboarding new clients and increasing credit limits for existing customer. I feel this is particularly important and where D&B Finance Analytics is well suited. I think it is less appropriate for evaluating at the moment payment details on a client level basis as some could be paid on time and some less on time. reasons for lack of payment?
We use D&B Finance Analytics to not only prescreen our customers but to monitor for future purchases. This enables us to be aware of any payment issues that might arise and to prevent that from happening. We use this for all of our new customers as well as our long standing customers.
Pros
Predict future payment issues
Analyze current finance health
Pursue Customers for future business
Cons
I am happy
Likelihood to Recommend
We use D&B Finance Analytics to look at the payment history to see where a customer might have issues paying on time as well as to see what amount of credit other companies are giving them. The information provided gives a good summary of their past and their current financial state in order to help us predict their future ability to pay us.
We use D&B Finance Analytics to evaluate customer creditworthiness before contracts are approved and throughout the project lifecycle. As a regional construction company, the tool helps us identify payment risks, monitor portfolio health, and make informed decisions on payment terms and collections. It’s essential to protecting our margins and managing receivables effectively.
Pros
Real-time credit insights with PAYDEX scores, payment trends, and public filings to assess risk quickly
Automated alerts and monitoring for key account changes like bankruptcies, late payments, or legal filings
Portfolio segmentation tools to group and analyze customers by risk level, industry, or location for better decision-making
Cons
User interface navigation can feel unintuitive at times, with key features (like portfolio filters or saved searches) not easily accessible
Exporting and reporting tools lack flexibility—customizing reports or downloading bulk data isn’t as seamless as expected
Likelihood to Recommend
D&B Finance Analytics is especially well suited for evaluating new customers before extending credit or approving contracts, as it provides a fast and reliable snapshot of their financial risk.
Verified User
Director in Finance and Accounting (51-200 employees)
D&B Finance Analytics is utilized daily to help make informed business credit decision, to help gauge a companies credit worthiness. The service provide by D&B help us to decrease our bad debt exposure. D&B Finance Analytics has become a daily required tool as part of the credit team daily task .
Pros
Credit Worthiness
Real Time Paydex Scores
Email updates of delinquent accounts
Cons
Real Time Bankruptcy updates
Out of business notices
Likelihood to Recommend
Utilization the D&B platform, provides a stream less process for credit management. Allows users to make informed credit decisions based on a companies credit profile, which provides insights to credit worthiness of new and existing customers.
D&B Finance Analytics can be a useful platform. It can be difficult to locate areas within D&B that you need but they also have classes to assist with how to locate information. You can set alerts for remarks for review and they will clear accounts depending on the backup information that was provided.
Cons
Account updates aren't accurate
Inconsistent performance
Customer Service
Likelihood to Recommend
D&B Finance Analytics is well suited for smaller businesses that are starting out. Less appropriate for companies that depend on accuracy
Verified User
Employee in Finance and Accounting (501-1000 employees)
D&B Finance Analytics is used as a primary source for making credit decisions and monitoring the health of our clients.
Pros
Compiles a large pool of data from multiple industries
Provides a nice format for reading the data
Customer support is relatively responsive
Cons
Reliability of Data is suspect with multiple records for the same company and missing or contradictory information within.
Pursuing and incentivizing both self reporting and creditor reporting - data is often outdated or missing
Consistency between tools often charts and details do not match
Likelihood to Recommend
D&B Finance Analytics remains the standard of data for those which have been using it, however, for newer companies looking for data, I would steer them to a more reliable and cost effective tools that better suits their needs. Many companies in our industry have stopped reporting or using D&B Finance Analytics
