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D&B Finance Analytics vs. Experian Credit Risk

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    D&B Finance Analytics

    Score9.3 out of 10
    N/AD&B Finance Analytics is a global credit-to-cash solution that provides Dun & Bradstreet data, analytics, and technology to help improve cash flow, increase operational efficiency, and mitigate risk. This AI-driven solution comprises two platforms – D&B Credit Intelligence and D&B Receivables Intelligence powered by GETPAID – that together help finance teams transform their operations and reduce cost through insight, automation, and enhanced customer experience.N/A

    Experian Credit Risk

    Score8.4 out of 10
    N/AExperian Risk Management helps lenders understand the aggregate risk, create appropriate credit risk policies and products, identify and retain profitable customers and automate credit granting decisions.N/A
    Pricing
    D&B Finance AnalyticsExperian Credit Risk
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    D&B Finance AnalyticsExperian Credit Risk
    Free Trial
    YesNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    YesNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details
    More Pricing Information
    Community Pulse
    D&B Finance AnalyticsExperian Credit Risk
    Considered Both Products
    Dun Bradstreet
    Chose D&B Finance Analytics
    Each solution offers similar data in separate segments. The depth or breadth of the data pool differs, but based on the reliability of D&B Finance Analytics multiple solutions could be used for a lower cost.
    Incentivized
    Chose D&B Finance Analytics
    We use Experian Business IQ if D&B does not have business credit history. We're able to generate business owner credit history with Experian Business IQ.
    Incentivized
    Chose D&B Finance Analytics
    D&B holds most of the major business data, which is crucial to our business.
    Incentivized
    Chose D&B Finance Analytics
    I think that D&B is once again stronger when it comes to analyzing larger businesses. Experian works best for individuals and smaller businesses. It would be great to see something that has both.
    Incentivized
    Chose D&B Finance Analytics
    More detailed, in-depth reporting.
    Incentivized
    Chose D&B Finance Analytics
    I have used these other tools so sparingly, and the cost has been so prohibitive, that I have never considered not using D&B
    Incentivized
    Chose D&B Finance Analytics
    We used Eperian BusinessIQ reports for a couple of years in the department. They were a back-up for D&B, and especially useful in Canada, giving more robust results than D&B. The company decided to move exclusively to D&B in early 2020, and it has been sufficient for our …
    Incentivized
    Chose D&B Finance Analytics
    I currently use all of the above. D&B has better coverage than 3 of them, but Experian Business Credit is giving D&B a run for their money. They may even have more domestic reports than D&B and most of their reports are more complete.
    Incentivized
    Chose D&B Finance Analytics
    D&B is easy to navigate and understand.
    Incentivized
    Chose D&B Finance Analytics
    D&B Finance Analyst gives more up to date information on an organization. We can get a better understanding of the overall assessment of an organization.
    Incentivized
    Chose D&B Finance Analytics
    we have found D&B more user friendly and easier to understand
    Incentivized
    Chose D&B Finance Analytics
    We selected the program after a meeting we had. The information seemed to fit with the needs of our company and provided customization for what we needed according to the computer programming we are using. If we found the information did not fit we were given options to remove, …
    Incentivized
    Chose D&B Finance Analytics
    Comparable product quality. Experian offers personal checks as well, for a business who utilizes a personal guarantee. However, the information in D&B is at least as robust for B2B-exclusive creditors and is frequently more cost-friendly.
    Incentivized
    Chose D&B Finance Analytics
    We felt that D&B Finance Analytics was more well rounded and had more data built on companies we would need to evaluate.
    Incentivized
    Experian
    No answer on this topic
    Key User Insights
    Would buy again
    No answers on this topic
    No answers on this topic
    Delivers good value for the price
    No answers on this topic
    No answers on this topic
    Happy with the feature set
    No answers on this topic
    No answers on this topic
    Lived up to sales and marketing promises
    No answers on this topic
    No answers on this topic
    Implementation went as expected
    No answers on this topic
    No answers on this topic
    User Ratings
    D&B Finance AnalyticsExperian Credit Risk
    Likelihood to Recommend
    9.1
    (243 ratings)
    7.0
    (2 ratings)
    Likelihood to Renew
    6.9
    (12 ratings)
    -
    (0 ratings)
    Usability
    8.1
    (16 ratings)
    -
    (0 ratings)
    Availability
    8.2
    (3 ratings)
    -
    (0 ratings)
    Performance
    7.3
    (2 ratings)
    -
    (0 ratings)
    Support Rating
    8.9
    (200 ratings)
    -
    (0 ratings)
    Online Training
    4.5
    (1 ratings)
    -
    (0 ratings)
    Implementation Rating
    8.1
    (8 ratings)
    -
    (0 ratings)
    Configurability
    7.7
    (3 ratings)
    -
    (0 ratings)
    Ease of integration
    8.2
    (4 ratings)
    -
    (0 ratings)
    Product Scalability
    2.7
    (2 ratings)
    -
    (0 ratings)
    Vendor post-sale
    9.1
    (2 ratings)
    -
    (0 ratings)
    Vendor pre-sale
    8.2
    (2 ratings)
    -
    (0 ratings)
    User Testimonials
    D&B Finance AnalyticsExperian Credit Risk
    Likelihood to Recommend
    Dun Bradstreet
    D&B provides insight into the viability of a customer who is looking for open terms and large orders on credit. It helps us determine the risk when lending to customers with whom we don't have much history. It's also helpful to see what types of liens/lawsuits they have pending at a given time.
    Incentivized
    Read full review
    Experian
    Experian credit risk is a great tool to assess your customers and take risks appropriately. It is specifically suited to underwrite your customers. It is not so well suited to predict the affluence or spend propensity of your customers.
    Incentivized
    Read full review
    Pros
    Dun Bradstreet
    • Custom Scores
    • Finding Companies through Search or Advanced Search. It's got an easy search bar. And then for example, we have companies all over the world that come to us. And so we can just choose the country, for example, and then write the name in there and it'll bring up a lot of different companies that maybe are exactly that name or close to that name. And when we see what we believe to be the actual company, we can click on it and then know whether they are credit worthy.
    • Great UX on the website - fast and easy to use. The speed with which it operates is really terrific and very important for us because we usually have to make that decision right away.
    • Using something as objective as a numerical score simplifies decisions about offering credit. We have to make a decision usually on whether to offer credit to an advertiser quickly. So what's wonderful about the process is that we don't have to be searching around on Google or any kind of review site and then try to discern whether they're credit worthy. We simply open up the D&B Finance Analytics tool.
    Incentivized
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    Experian
    • Climate credit analysis
    • Probability of defaulting
    • Credit risk pricing
    Incentivized
    Read full review
    Cons
    Dun Bradstreet
    • Updates on smaller firms are often spotty, and often we're notified or find out about substantial changes (e.g., location, management, et al., well before these turn up in their report.
    • It would be nice to have forms automatically submitted when the return key is used; this is a nice shortcut instead of mousing over to the Submit button, and was present in earlier iterations.
    • The ability to tailor automatic sign-outs. Often I'm working on a specific customer, and I go back to start another a few minutes later, and find myself logged out. Automatic sign-outs were for a longer time span previously.
    Incentivized
    Read full review
    Experian
    • Algorithm could be more transparent
    • Sometimes the recommended actions don't end up immediately increasing score
    • Too costly
    Incentivized
    Read full review
    Likelihood to Renew
    Dun Bradstreet
    D&B Finance Analytics reports have just about everything. You can see a full company profile including legal forms, history records, employee count, years in business, paydex scores, delinquency scores, viability ratings, state of incorporations, naics codes, CEO or business owner names, etc. There is a lot that pulls up in this report
    Incentivized
    Read full review
    Experian
    No answers on this topic
    Usability
    Dun Bradstreet
    I would you rate the D&B Finance Analytics's overall usability a 9 because it is super easy to use. The only reason for a 9 is there are a lot of features that I didn't realize were there and was not sure how to actually use them or what kind of information I could get
    Incentivized
    Read full review
    Experian
    No answers on this topic
    Reliability and Availability
    Dun Bradstreet
    FOR THE MOST PART IT IS ALWAYS AVAILABLE. ON RARE OCCASSIONS i HAVE TROUBLE ACCESSING BUT AFTER I SUBMIT AN ISSUE IT IS CORRECTED
    Incentivized
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    Experian
    No answers on this topic
    Performance
    Dun Bradstreet
    I rate the performance very good. The report loads quickly and downloads in a reasonable time frame given the extensive complexity of the report. I've never had an issue
    Incentivized
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    Experian
    No answers on this topic
    Support Rating
    Dun Bradstreet
    Support is great, issues are resolved quickly and easily, I've never had a significant issue but if I did run into a problem, I'm confident in the D&B team and their ability to address and resolve any potential issue based on my past interactions, the training I received and the flawless implementation.
    Incentivized
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    Experian
    No answers on this topic
    Online Training
    Dun Bradstreet
    The online training was worth it. We did an online training with our team and an account rep from D&B. They walked us through the entire interface and answered all of our questions.
    Incentivized
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    Experian
    No answers on this topic
    Implementation Rating
    Dun Bradstreet
    I was not involved in the integration.
    Incentivized
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    Experian
    No answers on this topic
    Alternatives Considered
    Dun Bradstreet
    I have been given multiple free trials to competitors trade credit reports and have found that none are as comprehensive as D&B. D&B secures that most trade data which is the backbone of commercial credit reports worth and internal scoring models. That said, D&B charges a substantial premium compared to competitors which makes switching a viable option if budget is an issue
    Incentivized
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    Experian
    Experian has much wider coverage, more reliable data, and gives predictions on default rates reliably.
    Incentivized
    Read full review
    Scalability
    Dun Bradstreet
    AT THIS PARTICULAR TIME, WE ONLY USE IT TO MAKE A DETERMINATION ON CREDIT. NO OTHER DEPARTMENTS HAVE ACCESS TO PROGRAM OTHER THAN ACCOUNTING
    Incentivized
    Read full review
    Experian
    No answers on this topic
    Return on Investment
    Dun Bradstreet
    • More or less improved efficiency in our Bank's underwriting process, but new deals have been slow as the economy worsens
    • We haven't been creating much new business due to the environment we are in and the position we are in as a regional bank
    • It will continue to strengthen our credit risk assessments
    Incentivized
    Read full review
    Experian
    • Extracts all data from PDF format which helps us not to miss any data during [the] evaluation process
    • Audit trail changes helps us to analyze anomalies
    • Extremely transparent outputs to take decision
    Incentivized
    Read full review
    ScreenShots

    D&B Finance Analytics Screenshots

    Screenshot of where to manage credit customersScreenshot of the interface to manage an overall risk portfolioScreenshot of where to manage collections and ARScreenshot of where to accept online payments with a customer portal