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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Empower

    Score7.4 out of 10
    N/AN/AN/A

    Human Interest

    Score9.2 out of 10
    N/AHuman Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.

    $125

    per month

    Pricing
    EmpowerHuman Interest
    Editions & Modules
    No answers on this topic
    Essentials
    $120 + $5 per eligible employee
    per month
    Complete
    $160 + $7 per eligible employee
    per month
    Concierge
    $200 + $9 per eligible employee
    per month
    Offerings
    Pricing Offerings
    EmpowerHuman Interest
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup fee$499 one-time fee
    Additional Details—Human Interest offers three products, for a choice of 401(k) or 403(b) that fits an organization's needs. All plans offer an all-in-one, no touch 401(k) to make it easy for employers to run and for employees to save. All plans have a setup fee of $499. *Human Interest's average employee expense is 0.57%, compared to a 1.64% average for small 401(k) plans. Source: 401(k) Averages Book, 18th Edition.
    More Pricing Information
    Community Pulse
    EmpowerHuman Interest
    Considered Both Products
    Empower ERP
    No answer on this topic
    Human Interest
    Chose Human Interest
    Human Interest is more cost effective and easier to navigate than Empower.
    Incentivized
    Chose Human Interest
    So we had previously been with Empower, which is another 401k. They're substantially larger. Their web platform is very bulky. Their compliance was hard to get information from. We really liked when we talked with Human Interest Implementation Team that we could get pretty much …
    Incentivized
    Chose Human Interest
    Similar
    Incentivized
    Key User Insights
    Would buy again
    No answers on this topic
    86%
    Would buy again
    165 Answers
    Delivers good value for the price
    No answers on this topic
    92%
    Delivers good value for the price
    155 Answers
    Happy with the feature set
    No answers on this topic
    90%
    Happy with the feature set
    172 Answers
    Lived up to sales and marketing promises
    No answers on this topic
    84%
    Lived up to sales and marketing promises
    145 Answers
    Implementation went as expected
    No answers on this topic
    83%
    Implementation went as expected
    150 Answers
    Features
    EmpowerHuman Interest
    Sales Force Automation
    Comparison of Sales Force Automation features of Empower and Human Interest
    Feature
    Empower
    7.6
    1 Ratings
    1% below category average
    Human Interest
    -
    Ratings
    Customer data management / contact management9.01 Ratings00 Ratings
    Workflow management8.01 Ratings00 Ratings
    Territory management8.01 Ratings00 Ratings
    Opportunity management7.01 Ratings00 Ratings
    Integration with email client (e.g., Outlook or Gmail)7.01 Ratings00 Ratings
    Contract management7.01 Ratings00 Ratings
    Quote & order management7.01 Ratings00 Ratings
    Interaction tracking8.01 Ratings00 Ratings
    Channel / partner relationship management7.01 Ratings00 Ratings
    Customer Service & Support
    Comparison of Customer Service & Support features of Empower and Human Interest
    Feature
    Empower
    8.0
    1 Ratings
    6% above category average
    Human Interest
    -
    Ratings
    Case management8.01 Ratings00 Ratings
    Call center management8.01 Ratings00 Ratings
    Help desk management8.01 Ratings00 Ratings
    Marketing Automation
    Comparison of Marketing Automation features of Empower and Human Interest
    Feature
    Empower
    8.0
    1 Ratings
    5% above category average
    Human Interest
    -
    Ratings
    Lead management8.01 Ratings00 Ratings
    Email marketing8.01 Ratings00 Ratings
    CRM Project Management
    Comparison of CRM Project Management features of Empower and Human Interest
    Feature
    Empower
    7.3
    1 Ratings
    4% below category average
    Human Interest
    -
    Ratings
    Task management8.01 Ratings00 Ratings
    Billing and invoicing management6.01 Ratings00 Ratings
    Reporting8.01 Ratings00 Ratings
    CRM Reporting & Analytics
    Comparison of CRM Reporting & Analytics features of Empower and Human Interest
    Feature
    Empower
    8.0
    1 Ratings
    6% above category average
    Human Interest
    -
    Ratings
    Forecasting8.01 Ratings00 Ratings
    Pipeline visualization8.01 Ratings00 Ratings
    Customizable reports8.01 Ratings00 Ratings
    Customization
    Comparison of Customization features of Empower and Human Interest
    Feature
    Empower
    8.0
    1 Ratings
    7% above category average
    Human Interest
    -
    Ratings
    Custom fields8.01 Ratings00 Ratings
    Custom objects8.01 Ratings00 Ratings
    Scripting environment8.01 Ratings00 Ratings
    API for custom integration8.01 Ratings00 Ratings
    Security
    Comparison of Security features of Empower and Human Interest
    Feature
    Empower
    9.0
    1 Ratings
    8% above category average
    Human Interest
    -
    Ratings
    Single sign-on capability9.01 Ratings00 Ratings
    Role-based user permissions9.01 Ratings00 Ratings
    Social CRM
    Comparison of Social CRM features of Empower and Human Interest
    Feature
    Empower
    7.5
    1 Ratings
    2% above category average
    Human Interest
    -
    Ratings
    Social data8.01 Ratings00 Ratings
    Social engagement7.01 Ratings00 Ratings
    Integrations with 3rd-party Software
    Comparison of Integrations with 3rd-party Software features of Empower and Human Interest
    Feature
    Empower
    6.0
    1 Ratings
    20% below category average
    Human Interest
    -
    Ratings
    Marketing automation6.01 Ratings00 Ratings
    Compensation management6.01 Ratings00 Ratings
    401(k)
    Comparison of 401(k) features of Empower and Human Interest
    Feature
    Empower
    -
    Ratings
    Human Interest
    9.5
    70 Ratings
    18% above category average
    Payroll Integration00 Ratings9.560 Ratings
    Compliance Maintenance00 Ratings9.465 Ratings
    Plan Flexibility00 Ratings9.665 Ratings
    Filings and Disclosures00 Ratings9.265 Ratings
    Ease of Enrollment00 Ratings9.868 Ratings
    Best Alternatives
    EmpowerHuman Interest
    Small Businesses
    Salesflare
    Score6 out of 10
    No answers on this topic
    Medium-sized Companies
    Zendesk Sell
    Score8.8 out of 10
    No answers on this topic
    Enterprises
    Daylite
    Score7.6 out of 10
    No answers on this topic
    All AlternativesView all alternativesView all alternatives
    User Ratings
    EmpowerHuman Interest
    Likelihood to Recommend
    8.0
    (1 ratings)
    9.5
    (157 ratings)
    Likelihood to Renew
    -
    (0 ratings)
    8.3
    (8 ratings)
    Usability
    -
    (0 ratings)
    9.6
    (150 ratings)
    Availability
    -
    (0 ratings)
    10.0
    (2 ratings)
    Performance
    -
    (0 ratings)
    9.4
    (2 ratings)
    Support Rating
    -
    (0 ratings)
    7.8
    (7 ratings)
    Implementation Rating
    -
    (0 ratings)
    9.0
    (4 ratings)
    Contract Terms and Pricing Model
    -
    (0 ratings)
    9.4
    (2 ratings)
    Ease of integration
    -
    (0 ratings)
    10.0
    (1 ratings)
    Product Scalability
    -
    (0 ratings)
    10.0
    (2 ratings)
    Professional Services
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor post-sale
    -
    (0 ratings)
    10.0
    (2 ratings)
    Vendor pre-sale
    -
    (0 ratings)
    9.4
    (2 ratings)
    User Testimonials
    EmpowerHuman Interest
    Likelihood to Recommend
    Empower ERP
    Does all the work for correct deductions from employee's pay. When there is an issue with any employee's account, Empower works hard researching the issue and getting to the problem to correct it in a timely manner. My submitting payroll deductions is fast and easy. There are no issues there.
    Incentivized
    Read full review
    Human Interest
    Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
    Read full review
    Pros
    Empower ERP
    • Managing the helpdesk tickets.
    • Automatic financial tracking and information.
    • Maintaining management requirements, along with providing a clean interface to end users.
    Incentivized
    Read full review
    Human Interest
    • So as a user of it, since I was being paid by these companies, being able to manage my level of risk, being able to manage how much I was putting in from a percentage standpoint was always super easy. Even in a situation where my last company was acquired, we had to go through transferring over to different solutions was super useful. The team was always very open, honest about, Hey, what can we do? How can we work with them? And accommodating in that way. I think as a provider it was so easy to get team members set up. I never had any complaints. I never had anybody worry. I never had somebody come to me and go like, I don't understand Human Interest.
    Read full review
    Cons
    Empower ERP
    • The transfer of payroll information from our payroll software to Empower, without getting charged on both ends.
    • The fees can be a lot
    • Notifying us when a notice or letter is returned to sender, so we can try to find out the new address.
    Incentivized
    Read full review
    Human Interest
    • The only thing I can think of right off hand is that there's a day delay when we look at our total. So for instance, we heard the other day that there was a rally in the markets on Friday and that everybody had supposedly recouped all of their losses from March. We actually had to wait the whole weekend until Monday to log in to actually see what those were. And I know real time is really, really hard, but anytime we could get something faster, that would probably be my only.
    Read full review
    Likelihood to Renew
    Empower ERP
    We have had no problems and will stay with Empower for our 401k needs.
    Incentivized
    Read full review
    Human Interest
    We will drop Human Interest as soon as they rectify their error in withdrawing $3600 in additional fees earlier this year
    Read full review
    Usability
    Empower ERP
    It is very useful. From managing leaves to working hours, it keeps track of everything. Also, it currently has all the features required for managing employees seamlessly.
    Incentivized
    Read full review
    Human Interest
    It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
    Read full review
    Reliability and Availability
    Empower ERP
    No answers on this topic
    Human Interest
    no issues so far
    Read full review
    Performance
    Empower ERP
    No answers on this topic
    Human Interest
    Easy to navigate
    Incentivized
    Read full review
    Support Rating
    Empower ERP
    Had a past participant from 20 years ago, receive a letter from the government saying they might have a retirement account. Empower helped this employee and I didn't have to play detective concerning this person. They back tracked to Merrill Lynch to find this former participant and help her. I was impressed.
    Incentivized
    Read full review
    Human Interest
    So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
    Read full review
    Online Training
    Empower ERP
    No answers on this topic
    Human Interest
    super easy to get going
    Read full review
    Implementation Rating
    Empower ERP
    No answers on this topic
    Human Interest
    A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
    Incentivized
    Read full review
    Alternatives Considered
    Empower ERP
    It stood out when compared for features, legacy, customer support, and on-premises deployment.
    Incentivized
    Read full review
    Human Interest
    Insperity was horrible. Expensive, hidden fees at every corner, not communicative. They messed up my plan and didn't include the requested Safe Harbor provision and I had to pay the piper for their mistake. Nothing Insperity did was customer first, fiduciary, or even compliant. I have had the exact opposite experience with Human Interest and they cleaned up Insperity's mess without any complaints and dealt with Insperity dragging their feet on the conversion over a $1k offboarding fee I refused to pay after they screwed up my plan
    Incentivized
    Read full review
    Contract Terms and Pricing Model
    Empower ERP
    No answers on this topic
    Human Interest
    it was all great
    Read full review
    Scalability
    Empower ERP
    No answers on this topic
    Human Interest
    we are only using it for one employee but when we hire more, it will be easy to expand already setup
    Read full review
    Professional Services
    Empower ERP
    No answers on this topic
    Human Interest
    Very professional
    Incentivized
    Read full review
    Return on Investment
    Empower ERP
    • It has improved employee experience and is a good tool for management to track things.
    Incentivized
    Read full review
    Human Interest
    • It's been super positive because everyone wants payroll to be streamlined and not have to go into different systems. And I solved at Coastal, our platform is fully integrated with Human Interest and there's no fee to the customer for that. So that's definitely the best.
    Read full review
    ScreenShots

    Human Interest Screenshots

    Screenshot of the Admin Portal - A summary page offers a snapshot of the plan.Screenshot of the Admin Portal - Employee List: See employees at a glance and information such as contribution rate, participation, balance, risk setting, etc.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.Screenshot of the Employee Dashboard - History View: Employees have the ability to view their YTD contribution amount and account related activity on this page.