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SAP Concur is a SaaS expense report management product, and handles corporate travel booking, expense report automation, reimbursement, audit, and business intelligence, and corporate card integration.
Best Spend Management Software 2026
What is Spend Management Software? Spend management software allows organizations to centralize visibility, approval, and tracking of business spending. Spending management includes both employee expenses and vendor payments, among other miscellaneous business spending. Spend management software helps businesses identify trends and improve spending efficiency across the organization by automating spending control policies where needed. Spend management software bridges the gap between ...
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All Products(1-25 of 119)
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With advanced tools to automate manual processes and support close collaboration with suppliers, SAP Ariba helps streamline source-to-pay processes across organizations. - 3
Rippling’s platform for HR, IT, payroll, and spend management automates the entire employee lifecycle, ensures compliance, supports device management, and provides real-time financial visibility from a central dashboard. - 4
Ramp is a corporate card and spend management solution that helps companies of all sizes to accelerate growth without compromising on their finances. With a direct integration with the user's accounting solutions, Ramp helps finance teams save time tracking expenses, following up with employees, ... - 5
Precoro is a cloud-based solution for procurement process optimization. It aims to eliminate time-consuming manual procedures and human factor errors, and instead automates operations and centralizes purchasing processes. It enables users to:- Approve documents from any device using email or Slack ... - 6
Expensify automates the entire spend management process. Scan receipts, track mileage, submit and approve expenses, manage corporate cards, reimburse employees, pay bills, send invoices, and book travel. Built for individuals and companies of all sizes, anywhere in the world. - 7
BILL Spend and Expense (formerly Divvy) is an all-in-one expense management solution that combines free software with corporate cards to provide you with real-time visibility and customizable control over your business finances. - 8
Certify is travel and expense management software developed by the company of the same name in Maine, which merged with Chrome River in 2019 to form Emburse. - 9
ProcurementExpress.com is designed for small to medium-sized companies to gain full control of purchasing. Team members raise requests against specific pre-defined budgets. Managers approve, decline, or comment on requests - straight from their inbox. Once approved, team members can purchase the ... - 10
GEP SMART is a procurement platform, meant as an end-to-end unified procurement solution that provides synergy between finance and purchasing and process fluidity. - 11
Lola.com, from Lola Travel Company headquartered in Boston, is a travel management platform featuring employee travel points and other rewards, travel spend tracking and management, generate travel itineraries and receipts, and other features. - 12
Zip provides a place for employees to initiate a purchase or vendor request. Each request is routed for approval across procurement, finance, IT, data security, legal, and other teams, and Zip integrates into ERP and P2P solutions to create a PR or draft PO. The vendor states Zip works with Canva, ... - 13
Coupa’s cloud-native Business Spend Management (BSM) platform provides end-to-end processes that helps drive collaboration across for every business leader from supply chain, procurement, finance, treasury, compliance, and IT and supply chain leaders to help their companies to get the visibility ... - 14
Weel (formerly DiviPay) is a virtual corporate card and expense management platform from the company of the same name in Surry Hills, that aims to enable finance teams to better manage, control and streamline spending across their organisation. - 15
Brex headquartered in San Francisco offers a corporate card for expenses, ecommerce, as well as rewards card, and travel expense management. - 16
Procurify is a cloud-based purchase order approval workflow software. It is used by organizations of all sizes to track purchase orders from creation to final delivery. - 17
Glean provides an Intelligent AP platform. Glean Analytics leverages untapped invoice data to surface relevant context, actionable insights, and savings recommendations. - 18
PLANERGY s a SaaS-based spend management system that gives businesses more control over their financial operations. PLANERGY automates the entire Procure-to-Pay and AP Automation process giving real-time reporting dashboards, approval automation, to remove bottlenecks, control budget management and ... - 19
Expensya automates expense report management and streamlines processes for employees, managers, and accountants. Users can take a quick scan of a receipt and automatically generate an expense report. Designed to support streamlined accounting, ERP integration, paperless process, multi-level ... - 20
Fraxion in Seattle offers spend management and procure-to-pay software solutions. Fraxion e (formerly eRequester) is designed to simplify and streamline spend management. On-premise or hosted, the solution gives users the tools to control and optimize business spend. Standalone or integrated with ... - 21
Strategic Procurement.A spend management solution for strategic procurement aims to facilitate data-driven, smarter, and sustainable decisions for procurement professionals and businesses. Manage Spend: As an advanced spend management solution, Ignite empowers users to take the guesswork out of ... - 22
Trace, a service desk for finance, provides collaborative workflows and analytics for companies to better manage financial services like budgeting, spending, and hiring. The vendor states high-growth companies like FiveTran and Lattice trust Trace as their one-stop-shop for collaborating with ... - 23
Float is a spend management solution for Canadian businesses, bringing together a corporate card and spend management software. Users can review transactions as they happen, instead of waiting for employee-submitted expense reports. And Float provides automated receipt collection and matching. - 24
Payhawk is a spend management solution for domestic and international businesses throughout Europe, the US, and the UK. Its multi-entity management features unify spend management across US, UK & EEA Group Entities. Payhawk consolidates corporate cards, expenses and accounts payable to enhance ...
Learn More about Spend Management Software
What is Spend Management Software?
Spend management software allows organizations to centralize visibility, approval, and tracking of business spending. Spending management includes both employee expenses and vendor payments, among other miscellaneous business spending. Spend management software helps businesses identify trends and improve spending efficiency across the organization by automating spending control policies where needed.
Spend management software bridges the gap between process-specific financial tools, like procurement software, and core systems like accounting platforms. Spend management software helps centralize spending data to give businesses a single source of truth on where, when, and how it is spending money. This functionality is particularly impactful for organizations that have traditionally siloed this data into different teams, departments, or business units, limiting the finance team’s visibility.
Spend Management vs. Expense Management
Spend management is often conflated with expense management. However, they are distinct, if related, software categories. Spend management is a broader process that spans across the organization. It touches on spending instances from materials procurement and logistics payments to individual employee spending requests.The goal of the software is to provide a holistic view into how the business spends money.
In contrast, expense management software is primarily focused on tracking and reimbursing individual employee expenses, and heavily overlaps with elements of travel management software. Spend management software often includes expense management capabilities, supported by features like corporate cards. However, expense management is only a subset of the functionality that spend management software can offer.
Spend Management Software Features & Capabilities
Spend management software will offer a range of features based on the target user base and use cases. However, every spend management product will at least have all or nearly all of these features:
- Central view of spending data from across the organization
- Spending request and approval workflows
- Corporate cards
- Spending controls
- Accounts Payable/Bill payment automation
- Spend reporting, including historical views and individual drilldown
- Integrations with other financial systems, such as ERP platforms, procurement tools, and accounting systems
Spend Management Software Comparison
When comparing spend management products, consider these factors:
- Reporting: All spend management software should include robust and customizable reporting features. Consider both the value of any prebuilt dashboard overviews and drill-down capabilities each product offers, as well as the ease of customizing these views.
- Document capture/management: A core part of spend management is centralizing the system of record for spending across the organization. Consider how easy to use each product is, especially for end-users capturing receipts, invoices, or less structured spending documentation.
- Automation: What manual processes are eating up the most time and resources for the business? Work with vendors to get demos of how they can automate those processes for you in addition to general automation capabilities. There are also some instances of proactive automation, such as recommending efficiencies and best practices the business isn’t currently leveraging.
Start a spend management software comparison here
Pricing Information
Spend management software is usually priced on a per user, per month basis. Pricing often starts at $5-10/user/month and can scale up to $30+/user/month depending on the volume of users, cash flow, and level of integrations and vendor support. Some vendors also offer free versions of their software for personal or small business spend management. However, growing organizations are likely to quickly scale beyond any free plans.
Spend Management FAQs
What does spend management software do?
Spend management software provides a central source of spending data and workflows for the organization.
What’s the difference between spend management and expense management?
Expense management focuses primarily on individual employee expense tracking and reimbursement, while spend management encompasses all forms of spending within the organization.
Who uses spend management software?
Spend management software is used across company sizes and industries. The software is managed by finance members, but it is used by employees across an organization.
What are the benefits of spend management software?
Spend management software gives companies better control over and visibility into how they spend money. The software also helps companies improve spending inefficiencies and reduce oversights.
How much does spend management software cost?
Spend management software is priced per user, per month, and can range from $7/user/month to over $30/user/month.