SimpleNexus

SimpleNexus, developed by nCino, is a cloud-based software platform for homeownership that prioritizes mobile accessibility. It aims to streamline the mortgage process for lenders, borrowers, real estate agents, and settlement agents. According to the vendor, SimpleNexus offers a seamless end-to-end experience, enabling users to navigate the entire mortgage transaction with just one login. This platform caters to mortgage lenders of all sizes, including banks, credit unions, independent mortgage banks, and specialty lenders. Professionals in the mortgage lending industry, such as loan officers, real estate agents, settlement agents, and those in the wider financial services industry, can benefit from the efficiency and convenience provided by SimpleNexus.

Key Features

Mobile-first platform: SimpleNexus is designed as a mobile-first platform, allowing borrowers, loan officers, real estate agents, and settlement agents to conveniently access the homeownership process from any device.

Single sign-on convenience: With SimpleNexus, users can access all stages of the mortgage transaction with just one login, eliminating the need for multiple logins and potentially improving efficiency.

Integrated calculators and home search: SimpleNexus provides integrated calculators and a home search functionality, simplifying the calculation of mortgage payments and facilitating the search for homes within the platform.

Bilingual (Spanish) loan inquiry support: SimpleNexus offers bilingual (Spanish) loan inquiry support, catering to borrowers who prefer to communicate in Spanish by providing assistance in their preferred language.

Automated loan status updates: SimpleNexus provides automated loan status updates, keeping borrowers, loan officers, and real estate agents informed about the progress of the loan application and potentially reducing the need for manual follow-ups.

Mobile eSign convenience: SimpleNexus offers mobile eSign convenience, allowing borrowers to electronically sign documents using their mobile devices, eliminating the need for physical paperwork and streamlining the closing process.

Mobile origination toolset: SimpleNexus provides a mobile origination toolset, empowering loan officers to efficiently manage and process loan applications while on the go, enhancing productivity and customer service.

Dual AUS integration: SimpleNexus seamlessly integrates with dual automated underwriting systems (AUS), enabling loan officers to access and utilize AUS results within the platform, streamlining the underwriting process.

Leading LOS integrations: SimpleNexus offers integrations with leading loan origination systems (LOS), ensuring smooth data syncing between the LOS and SimpleNexus, and providing accurate and up-to-date information for loan origination teams.

Support for all loan types (purchase, refinance, home equity): SimpleNexus supports various loan types, including purchase, refinance, and home equity loans, offering a comprehensive solution for lenders across different loan products.