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Experian Account & Portfolio Management

Score8.4 out of 10

16 Reviews and Ratings

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What is Experian Account & Portfolio Management?

Experian's Account and Portfolio Management solution leverages data, analytics, models and attributes to maintain portfolio stability and drive account profitability.

Categories & Use Cases

Reviews

What users are saying about Experian Account & Portfolio Management.
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One top shop for credit reporting- Experian!

Incentivized
Erin EasterbergView profile
Credit Manager in Finance and Accounting at One Source Staffing (51-200 employees employees)

Use Cases and Deployment Scope

Experian has up to date credit info in a layout designed to easily follow to make credit decisions. I was always able to find even the smallest of companies and could easily understand the credit reporting at Experian online. This addresses any uncertainty of lending credit business to business. This was the only reporting agency used as it met every need expertly.

Pros

  • Easy to read credit details
  • Extensive credit details
  • Up to date credit details
  • Alerts are detectable
  • Business connections to link accounts are easily found

Cons

  • This service has it all.
  • Search by EIN would be nice

Most Important Features

  • Credit rating
  • Credit lend amount recommended
  • Credit reporting data to assist decision
  • All businesses found - up to date

Return on Investment

  • Positive assist to assist in risk management
  • Positive assist ROI by assisting decision making on credit amount
  • Positive ROI on opening convo to ask business about report to understand past problems.

Alternatives Considered

PassFort a Moody's Analytics solution

Experian Portfolio Management - A trustworthy tool

Incentivized
Verified User
Consultant in Marketing (10,001+ employees employees)

Use Cases and Deployment Scope

We use this product to recommend different portfolio mix for the financial companies so that they can serve their direct customers better. We use it in the scenario of B2B2C models where, along with end customer profile, we predict which portfolio mix will be suitable for a particular segment of customers. We share these segments to our financial clients and then they use it for reaching out to their end users

Pros

  • Credit scoring
  • Underwriting attributes
  • Mix of similar portfolios

Cons

  • This product should provide portfolio mix encompassing very dissimilar industries more often
  • Should have some AI/ ML capabilities to segregate high risk portfolios as desired one
  • Reporting and Dashboards can be more user friendly
  • Plug and Play Integration with other tools

Most Important Features

  • Giving mix of portfolios
  • Providing intelligence to create segments
  • User non PII attributes to create customer profile

Return on Investment

  • 5 percent positive impact of total customer attributes
  • 2 percent increase in ROI on acquiring customers
  • 3 percent decrease in default where our segments are used

Alternatives Considered

AWS Trusted Advisor

Other Software Used

AWS Cloud9, Adobe Audience Manager, AWS Trusted Advisor, Adobe Target, Adobe Experience Platform