Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP Business One
Score 7.2 out of 10
N/A
SAP Business One is an integrated enterprise resource planning (ERP) solution for small and medium-sized businesses, The product encompasses functionality around sales, customer relationships, inventory, operations, financials and human resources.
$99
per month
Xero
Score 7.9 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
SAP Business OneXero
Editions & Modules
Limited
$99.00
per month
Starter
$110.00
per month
Pro
$132.00
per month
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
SAP Business OneXero
Free Trial
NoYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
SAP Business OneXero
Considered Both Products
SAP Business One

No answer on this topic

Xero
Chose Xero
I prefer to just say I'm a Xero only practice. U cannot sign up if u do not want to use Xero.
Chose Xero
Xero lacks the AR invoice payment processing capability of all the titles listed above. I view Xero as an application for Mom and Pop grocery stores where sophisticated, business critical software isn't a requirement. As a small manufacturing business, in my opinion, the lack …
Features
SAP Business OneXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP Business One
10.0
10 Ratings
33% above category average
Xero
7.5
73 Ratings
3% below category average
Pay calculation10.09 Ratings8.065 Ratings
Benefit plan administration10.07 Ratings8.023 Ratings
Direct deposit files10.08 Ratings7.249 Ratings
Salary revision and increment management00 Ratings7.141 Ratings
Reimbursement management00 Ratings7.054 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP Business One
9.5
37 Ratings
22% above category average
Xero
8.4
151 Ratings
10% above category average
API for custom integration9.535 Ratings7.979 Ratings
Plug-ins9.535 Ratings8.9138 Ratings
Security
Comparison of Security features of Product A and Product B
SAP Business One
9.3
41 Ratings
13% above category average
Xero
7.1
189 Ratings
16% below category average
Single sign-on capability9.133 Ratings5.572 Ratings
Role-based user permissions9.541 Ratings8.7187 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP Business One
7.3
42 Ratings
1% above category average
Xero
8.7
213 Ratings
10% above category average
Dashboards5.737 Ratings8.6209 Ratings
Standard reports8.042 Ratings9.0211 Ratings
Custom reports8.338 Ratings8.4187 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP Business One
5.8
43 Ratings
28% below category average
Xero
7.3
223 Ratings
6% below category average
Accounts payable9.743 Ratings8.7203 Ratings
Accounts receivable9.742 Ratings8.8209 Ratings
Global Financial Support7.727 Ratings7.167 Ratings
Primary and Secondary Ledgers9.128 Ratings9.065 Ratings
Journals and Reconciliations9.135 Ratings9.890 Ratings
Configurable Accounting9.533 Ratings2.859 Ratings
Standardized Processes9.138 Ratings3.659 Ratings
Cash management00 Ratings8.4191 Ratings
Bank reconciliation00 Ratings8.8216 Ratings
Expense management00 Ratings8.2197 Ratings
Time tracking00 Ratings8.073 Ratings
Fixed asset management00 Ratings8.8137 Ratings
Multi-currency support00 Ratings7.8130 Ratings
Multi-division support00 Ratings8.3112 Ratings
Regulations compliance00 Ratings8.7112 Ratings
Electronic tax filing00 Ratings9.8116 Ratings
Self-service portal00 Ratings8.4130 Ratings
Intercompany Accounting00 Ratings4.440 Ratings
Localizations00 Ratings8.039 Ratings
Enterprise Accounting00 Ratings2.433 Ratings
Centralized Rules Framework00 Ratings3.333 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP Business One
8.5
42 Ratings
7% above category average
Xero
6.6
101 Ratings
11% below category average
Inventory tracking9.342 Ratings8.897 Ratings
Automatic reordering7.029 Ratings6.224 Ratings
Location management9.539 Ratings6.229 Ratings
Manufacturing module00 Ratings6.016 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP Business One
6.1
40 Ratings
25% below category average
Xero
6.2
89 Ratings
22% below category average
Pricing8.039 Ratings6.262 Ratings
Order entry8.740 Ratings6.256 Ratings
Credit card processing2.023 Ratings6.358 Ratings
Cost of goods sold7.739 Ratings6.366 Ratings
Order Orchestration9.231 Ratings6.121 Ratings
End-to-end order visibility00 Ratings6.124 Ratings
Order exception Resolution00 Ratings6.117 Ratings
Subledger and Financial Process
Comparison of Subledger and Financial Process features of Product A and Product B
SAP Business One
6.9
36 Ratings
8% below category average
Xero
-
Ratings
Billing Management8.631 Ratings00 Ratings
Cash and Asset Management9.128 Ratings00 Ratings
Travel & Expense Management6.022 Ratings00 Ratings
Budgetary Control & Encumbrance Accounting8.627 Ratings00 Ratings
Period Close9.533 Ratings00 Ratings
Project Financial Management
Comparison of Project Financial Management features of Product A and Product B
SAP Business One
7.0
19 Ratings
8% below category average
Xero
-
Ratings
Budgeting and Forecasting7.017 Ratings00 Ratings
Project Costing7.016 Ratings00 Ratings
Cost Capture7.016 Ratings00 Ratings
Capital Project Management7.011 Ratings00 Ratings
Customer Contract Compliance7.014 Ratings00 Ratings
Project Revenue Recognition6.116 Ratings00 Ratings
Project Execution Management
Comparison of Project Execution Management features of Product A and Product B
SAP Business One
7.9
16 Ratings
13% above category average
Xero
-
Ratings
Project Planning and Scheduling8.015 Ratings00 Ratings
Task Insight for Project Managers7.012 Ratings00 Ratings
Project Mobile Functionality1.011 Ratings00 Ratings
Definable Resource Pools5.09 Ratings00 Ratings
Grants Management
Comparison of Grants Management features of Product A and Product B
SAP Business One
7.7
15 Ratings
3% above category average
Xero
-
Ratings
Award Lifecycle Management7.09 Ratings00 Ratings
Procurement
Comparison of Procurement features of Product A and Product B
SAP Business One
8.1
17 Ratings
16% above category average
Xero
-
Ratings
Bids Analyzed and Compared8.011 Ratings00 Ratings
Contract Authoring7.511 Ratings00 Ratings
Contract Repository8.69 Ratings00 Ratings
Requisitions-to-Purchase Orders Integrated8.213 Ratings00 Ratings
Supplier Management7.012 Ratings00 Ratings
Risk Management
Comparison of Risk Management features of Product A and Product B
SAP Business One
7.7
9 Ratings
16% above category average
Xero
-
Ratings
Risk Repository7.07 Ratings00 Ratings
Control Management8.08 Ratings00 Ratings
Control Efficiency Assessments8.07 Ratings00 Ratings
Issue Detection8.08 Ratings00 Ratings
Remediation and Certification7.76 Ratings00 Ratings
Logistics
Comparison of Logistics features of Product A and Product B
SAP Business One
6.5
22 Ratings
3% below category average
Xero
-
Ratings
Transportation Planning and Optimization7.315 Ratings00 Ratings
Transportation Execution Management6.813 Ratings00 Ratings
Trade and Customs Management6.312 Ratings00 Ratings
Fulfillment Management5.017 Ratings00 Ratings
Warehouse Workforce Management2.014 Ratings00 Ratings
Manufacturing
Comparison of Manufacturing features of Product A and Product B
SAP Business One
6.1
20 Ratings
19% below category average
Xero
-
Ratings
Production Process Design2.018 Ratings00 Ratings
Production Management8.218 Ratings00 Ratings
Configuration Management2.014 Ratings00 Ratings
Work Execution4.016 Ratings00 Ratings
Manufacturing Costs5.016 Ratings00 Ratings
Supply Chain
Comparison of Supply Chain features of Product A and Product B
SAP Business One
7.5
25 Ratings
5% above category average
Xero
-
Ratings
Forecasting7.423 Ratings00 Ratings
Inventory Planning8.225 Ratings00 Ratings
Performance Monitoring7.419 Ratings00 Ratings
Product Lifecycle Management
Comparison of Product Lifecycle Management features of Product A and Product B
SAP Business One
8.9
16 Ratings
22% above category average
Xero
-
Ratings
Proposal Management4.613 Ratings00 Ratings
Product Master Data Management7.714 Ratings00 Ratings
Best Alternatives
SAP Business OneXero
Small Businesses
Zoho One
Zoho One
Score 9.0 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
Medium-sized Companies
Infor VISUAL
Infor VISUAL
Score 8.0 out of 10
Zoho Books
Zoho Books
Score 9.0 out of 10
Enterprises
24SevenOffice
24SevenOffice
Score 9.0 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 10.0 out of 10
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User Ratings
SAP Business OneXero
Likelihood to Recommend
8.7
(48 ratings)
8.0
(238 ratings)
Likelihood to Renew
4.6
(9 ratings)
7.2
(35 ratings)
Usability
10.0
(12 ratings)
8.3
(163 ratings)
Availability
9.0
(3 ratings)
9.0
(10 ratings)
Performance
8.0
(1 ratings)
10.0
(8 ratings)
Support Rating
9.0
(11 ratings)
9.2
(36 ratings)
In-Person Training
7.7
(2 ratings)
9.1
(1 ratings)
Online Training
4.5
(2 ratings)
10.0
(5 ratings)
Implementation Rating
2.8
(24 ratings)
7.3
(10 ratings)
Configurability
-
(0 ratings)
9.0
(1 ratings)
Ease of integration
9.0
(1 ratings)
7.2
(122 ratings)
Product Scalability
9.0
(2 ratings)
10.0
(6 ratings)
Vendor post-sale
8.0
(1 ratings)
9.0
(2 ratings)
Vendor pre-sale
8.0
(1 ratings)
10.0
(2 ratings)
User Testimonials
SAP Business OneXero
Likelihood to Recommend
SAP
SAP Business One would be more useful if it contained tools to acommodate the growing need of online sales. A more complete shipping module which handles tracking numbers with the common couriers would be great. A built in warehouse management system would be great designed to be used with barcode scanners
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Xero
I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
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Pros
SAP
  • SAP Business One is more suitable for small and medium scale enterprises
  • SAP Business One is : analytics, mobile technologies, cloud technologies
  • SAP Business One has exceptional performance in handling business functions such as purchasing and operations and customer relationship management
  • An important key features of SAP Business One is Reporting and Analytics.
Read full review
Xero
  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
Read full review
Cons
SAP
  • Following a bench mark process - this seems contradicting to flexibility however we have wished we could follow more of an industry benchmark. Our challenge as a small company has been knowing how to properly use the system. We have discovered that we have set up the system wrong based and are using it improperly which has cause a lot work to correct.
  • Better live reporting options - current we are on prem SQL. Yes SAP is moving to HANA however smaller companies like ourselves are not ready for that. We need to be able to maintain our existing SQL DB. We also have a demand for live BI Reporting. It has been difficult to do this with our current set up.
  • Error handling - have found it very difficult to troubleshoot. Errors are not always clear and answers are hard to find.
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Xero
  • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
  • Easily seeing the text of emails that have been sent through Xero
  • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
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Likelihood to Renew
SAP
As I said before, it is a first level tool, well developed, and with very strong development support, although the learning curve, its implementation, the cost-benefit ratio, the price and the user experience is not the most suitable for small and medium-sized companies. It is a company with extensive experience, market positioning, technical support and expanded use
Read full review
Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
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Usability
SAP
I would like to give 8 out of 10 rating for SAP Business One because SAP Business One is a good choice for the mostly used business management solutions for the small and medium-sized companies. SAP Business One can help in optimizing the existing business process and enables streamline business processes for the daily activities for all users across the entire organization. The importance realization of SAP Business One implementation is based on the selection of the good reputation partner and its approach for the entire implementation. SAP Business One is a user-friendly and easy to use Enterprise system that the organization can benefit its features and functionalities by utilizing it.
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Xero
As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
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Reliability and Availability
SAP
The SAP Business One software is up and running every time
you need it as it was planned. In more than 6 years that we have been
using the product, it has never been unavailable and if it ever was, it was because of a planned maintenance window scheduled in the company.
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Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
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Performance
SAP
SAP Business One performance depends mostly on the speed of your internal servers, should you have the solution on premise as we do. Sometimes the system tends to be a little slower for some users when others are executing really big reports of performing some batch loads, but generally, the performance is acceptable to all the users.
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Xero
Pages generally load quickly, but it's a fairly common occurrence to have pages taking a bit longer than I'd like to load (as in, 4+ seconds). Occasionally I have to refresh a page to get it to work. Bank feed and integrations tend to be slow in general, but that could easily be due to API latency on the side of the other parties. Most of the time, though, the bank feeds refresh before I login so it's not a huge problem. Not necessarily good performance compared to a local app like QuickBooks desktop, but definitely good performance for a cloud application. Room for growth? yes.
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Support Rating
SAP
I rate my experience with SAP Business One's support team as excellent (10). They are easy to contact and effortless to work with on any issue or concern. I like the support SAP provides for any of their products. SAP has a great backing and I would recommend them to any of my colleagues.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
SAP
The training I get was a consultant level training, so it's basically a 6 weeks training covering every aspect and every module of the system. It covered most common use cases and exercise training so you can get along with the software, as well as examples so there culd be a better understanding.
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Xero
The format was great; someone was there to ask questions or help if you were stuck.
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Online Training
SAP
Over the past two years SAP has added a great deal of new SAP Business One on-line training for version 9.0 and 9.1. Most of the training is very strong, but some is difficult to understand and follow. Additionally, SAP still has a few holes in their on-line training around Production, Bill-of-Materials, MRP and Service.
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Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
SAP
These implementations are not easy. Even a standard implementation can be difficult. With a never-been-done-before implementation, the implementation team and the user team need to be thorough with planning, make a decision on key points, and stick to them before any design happens. Our biggest challenge was not from StellarOne, rather it was from the mid-implementation decisions from our internal team. StellarOne did a great job warning us, implementing our decision, and then helping us adjust our SAP to handle the new direction we took.
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Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
SAP
SAP provides the most robust solution, with modules available for all department managers and even options for customization according to the company's special needs. We especially used the Crystal reports options to provide reports for each module. Overall, even if it's not the least expensive option, it has the best value for money.
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Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
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Scalability
SAP
For most small businesses, the only way you outgrow SAP Business One is if the nature of your business changes radically. Going from 1 to 50 users is quite easy with SAP B1. Going beyond 50 may require moving to the Hana SAP B1 platform to maintain or improve performance, but the path is there.
Add-ons to SAP B1 can also be added as specific needs are encountered that are not closely met by the standard product. These may be required early in the product life because of the nature of your business, or as you expand the use of SAP B1.
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Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Return on Investment
SAP
  • Employee efficiency has definitely increased with SAP Business One. This is attributed in a lot of ways to information visibility. Our employees are able to gather the data they need, quickly, and effectively.
  • Identifying inconsistencies in pricing has also been accomplished through use of reporting off individual tables. Previously, we weren't able to access our data in such a way as to enable us to write custom reports in-house.
  • We have also benefited greatly from having a single source of all business information. We utilize SAP Business One exclusively in-house. All documentation is attached to specific orders and Business Partners, as well as serialized equipment that has been sold.
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Xero
  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
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ScreenShots

Xero Screenshots

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