Human Interest headquartered in San Francisco offers their cloud-based 401k administation platform for employers featuring flexible plan design and a dedicated account manager.
$1,205
per month
Rippling
Score 8.9 out of 10
N/A
Rippling’s platform for HR, IT, payroll, and spend management automates the entire employee lifecycle, ensures compliance, supports device management, and provides real-time financial visibility from a central dashboard.
$8
starting price per user, per month
Pricing
Human Interest
Rippling
Editions & Modules
Essentials
$120 + $5 per eligible employee
per month
Complete
$160 + $7 per eligible employee
per month
Concierge
$200 + $9 per eligible employee
per month
Recommended
$8.00
starting price per user, per month
Offerings
Pricing Offerings
Human Interest
Rippling
Free Trial
No
No
Free/Freemium Version
No
No
Premium Consulting/Integration Services
No
No
Entry-level Setup Fee
$499 one-time fee
No setup fee
Additional Details
Human Interest offers three products, for a choice of 401(k) or 403(b) that fits an organization's needs. All plans offer an all-in-one, no touch 401(k) to make it easy for employers to run and for employees to save. All plans have a setup fee of $499.
*Human Interest's average employee expense is 0.57%, compared to a 1.64% average for small 401(k) plans. Source: 401(k) Averages Book, 18th Edition.
For additional pricing details visit the Rippling pricing page.
More Pricing Information
Community Pulse
Human Interest
Rippling
Features
Human Interest
Rippling
401(k)
Comparison of 401(k) features of Product A and Product B
Human Interest
9.5
Ratings
18% above category average
Rippling
-
Ratings
Payroll Integration
9.50 Ratings
00 Ratings
Compliance Maintenance
9.40 Ratings
00 Ratings
Plan Flexibility
9.60 Ratings
00 Ratings
Filings and Disclosures
9.20 Ratings
00 Ratings
Ease of Enrollment
9.80 Ratings
00 Ratings
Human Resource Management
Comparison of Human Resource Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.2
Ratings
16% above category average
Employee demographic data
00 Ratings
9.10 Ratings
Employment history
00 Ratings
8.90 Ratings
Job profiles and administration
00 Ratings
9.30 Ratings
Workflow for transfers, promotions, pay raises, etc.
00 Ratings
9.20 Ratings
Organizational charting
00 Ratings
9.30 Ratings
Organization and location management
00 Ratings
9.20 Ratings
Compliance data (COBRA, OSHA, etc.)
00 Ratings
9.30 Ratings
Payroll Management
Comparison of Payroll Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.2
Ratings
14% above category average
Pay calculation
00 Ratings
9.10 Ratings
Off-cycle/On-Demand payment
00 Ratings
9.10 Ratings
Benefit plan administration
00 Ratings
8.80 Ratings
Direct deposit files
00 Ratings
9.40 Ratings
Salary revision and increment management
00 Ratings
9.20 Ratings
Reimbursement management
00 Ratings
9.30 Ratings
Leave and Attendance Management
Comparison of Leave and Attendance Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.2
Ratings
14% above category average
Approval workflow
00 Ratings
9.20 Ratings
Balance details
00 Ratings
9.30 Ratings
Annual carry-forward and encashment
00 Ratings
9.10 Ratings
Employee Self Service
Comparison of Employee Self Service features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
Ratings
14% above category average
View and generate pay and benefit information
00 Ratings
9.40 Ratings
Update personal information
00 Ratings
9.30 Ratings
View company policy documentation
00 Ratings
9.50 Ratings
Employee recognition
00 Ratings
9.10 Ratings
View job history
00 Ratings
9.30 Ratings
Asset Management
Comparison of Asset Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
Ratings
14% above category average
Tracking of all physical assets
00 Ratings
9.30 Ratings
HR Reporting
Comparison of HR Reporting features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.1
Ratings
19% above category average
Report builder
00 Ratings
9.20 Ratings
Pre-built reports
00 Ratings
9.10 Ratings
Ability to combine HR data with external data
00 Ratings
9.10 Ratings
Onboarding
Comparison of Onboarding features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
Ratings
16% above category average
New hire portal
00 Ratings
9.50 Ratings
Manager tracking tools
00 Ratings
9.20 Ratings
Performance and Goals
Comparison of Performance and Goals features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.2
Ratings
15% above category average
Corporate goal setting
00 Ratings
9.20 Ratings
Individual goal setting
00 Ratings
9.20 Ratings
Line-of sight-visibility
00 Ratings
9.30 Ratings
Performance tracking
00 Ratings
9.30 Ratings
Performance Management
Comparison of Performance Management features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.3
Ratings
17% above category average
Performance plans
00 Ratings
9.30 Ratings
Performance improvement plans
00 Ratings
9.20 Ratings
Review status tracking
00 Ratings
9.20 Ratings
Review reminders
00 Ratings
9.40 Ratings
Multiple review frequency
00 Ratings
9.40 Ratings
Succession Planning
Comparison of Succession Planning features of Product A and Product B
Human Interest
-
Ratings
Rippling
9.1
Ratings
15% above category average
Create succession plans/pools
00 Ratings
9.10 Ratings
Candidate ranking
00 Ratings
9.30 Ratings
Candidate search
00 Ratings
9.00 Ratings
Candidate development
00 Ratings
9.00 Ratings
Recruiting / ATS
Comparison of Recruiting / ATS features of Product A and Product B
Actually you guys serve a lot of variety of clients that we have. So everything from simple clients on your 316 and then you got your 338 platforms to some more of the complex clients that want to carve out their own funds. You guys integrate well with financial advisors if they wish to use that, but a lot of times it's, those aren't necessary if clients want to save money.
I highly recommend Rippling for any company, regardless of its size. Many well-known companies trust it, and if you go onto their LinkedIn page, you will likely find that many of your friends and colleagues are already familiar with them. Along with a highly flexible and easy-to-use UI, many other companies use it, making it feel like a small world. Any company that needs software for expense management and payroll and wants consistency should consider using Rippling.
I did not expect Live Chat Support and Email Support when we moved to Rippling. Their Support team is quick and very knowledgeable. I have had multiple instances where we have gone back and forth on a situation to come to the correct conclusion, never feeling they were trying to just close the case unsolved.
Being able to manage employees from application to separation is huge. Having a built in ATS that we can hire candidates from directly, and immediately have their payroll, benefits and employee profile setup has saved me countless hours for each hire.
Rippling allows us to manage retirement plans across the US, Canada and UK with automation and file feeds. Before Rippling I manually managed these in multiple portals, now Rippling does it for me automatically.
Payroll cycles in small business can be a weekly on-cycle evolution which is not automatically recognized.
The Annual Census verification, and IRS requirement, is cumbersome as a resubmission of data already known.
Email to new participants can go unaddressed without notification to the company administrator. Better to illicit early follow-up than wait till their emails expire do to participant non-action.
It is hard to think of ways that Rippling could improve. The one area that we did have a bit of a slowdown was in the onboarding process. It was not intuitive and we expect to have some learning curve so if I could say anything needs improvement it would be this area.
Rippling continues to innovate and amaze me with their new innovations and features. Product feedback is taken seriously so I always give it whenever I can and end up seeing results. Rippling is the new wave of HRIS that cannot compare against others in the industry just due to the fact they are super user friendly!
It's really easy to get, well, first of all, they get enrolled automatically so they get added to the platform automatically. They get removed from the platform automatically and everything is really easy to understand for someone who doesn't have a lot of experience. And that's actually a lot of our employees have never had a retirement benefit before. They don't know anything about it. They really don't understand how it works. There's also a little bit of a fear factor with deducting money from their paycheck to be able to contribute to this. And so how easy it is for them to get it set up and then the information that Human Interest gives them about what the benefit is, how it works, all that, it's great
Rippling is a great product that has streamlined our payroll and leave management processes. The interface is intuitive, and it’s very convenient to manage everything in one place. While the initial setup was a bit lengthy and the mobile experience can sometimes be a little slow, overall, it’s been a reliable and effective solution for our needs.
I like that the availability in using Rippling at any given time is useful to me. Getting on the site freely when I need gives me security of knowing that I can be in control of viewing health insurance and hours information. I have yet to get any errors in using the Rippling app.
Rippling's performance has been great, no errors or glitches yet so far. I am confident that Going from one page to the next and all its complexity usage does not lag or times out, it works effectively and efficiently. While using Rippling and other apps it does not tend to slow it down, works great. No complaints.
So we had a designated rep and he was fantastic. I don't remember his name at the moment, but he was almost immediately responsive. And you guys also partnered with us for client knowledge webinars and he was great. Great at that too.
When I did have to reach out to Rippling for assistance I was able to get quick help and my problem resolved in a time efficient manner with out any type of hick up. The customer support team is professional, kind and always available. This makes Rippling more welcoming to use on a daily basis.
A key insight from our implementation of Human Interest is that early coordination across finance, HR, and leadership is critical. The platform itself is straightforward, but ensuring payroll integration, compliance documentation, and employee education are aligned from the start makes the rollout smoother and increases adoption. Another insight is that employees respond best when given clear, simple communication about how to enroll and the benefits of participation—this minimizes confusion and builds trust in the program. Finally, dedicating time up front to review compliance and reporting features helps avoid issues later and gives leadership confidence in the plan’s long-term stability.
It's really easy to implement in comparison to other tools or applications. Different key points are easily configured and implemented as per need, having different configurations in systems. Implementation is something which binds the different parameters of an organization in a single row. Implementation of rippling is much easier, quicker, and error free than any other software. I recommend it strongly!
So we had previously been with Empower, which is another 401k. They're substantially larger. Their web platform is very bulky. Their compliance was hard to get information from. We really liked when we talked with Human Interest Implementation Team that we could get pretty much right to the top. I mean, if we wanted to talk to their COO, we could do that and that all of their compliance stuff just seems to be tied in as the compliance director. That's really important to me.
We switched from Gusto to Rippling and I wish we would've done it years ago. Rippling is so much more robust than Gusto and has made the lives of our HR team and each of our employees so much easier! I'd recommend Rippling over Gusto to every organization without any hesitation
I can go on here and see all my hours and pto plus health benefits. I like to have the work handbook handy to refer to legal things. How to work my role within it's limits. Being able to put in my hours and view when they are approved is a huge benefit for me.
I think it's a little bit hard for me to say since I have been more of a recommender of these products in my roles. I've been at a lot of early stage companies that we're looking for solutions and I've recommended human interest because I think it's easy for scaling organizations to get in place. I think in a large organization, what I would talk to is very specifically the user experience. I think 401k understanding and most large organizations is a very for, it's something that's forgotten. And what that means is basically we kind of give it to folks, but we don't actually teach them or help them leverage it. And so they're very on their own. I think human interest is so easy to use that you provide a better experience from day one there, let alone from actually really setting it up correctly.
Routine things like PTO requests and document uploads now take a few clicks instead of hours of email back‑and‑forth. I’d estimate I spend at least half the time on those tasks compared to before, which frees me up to actually help employees.
What used to drag on for days now gets done in a morning - I've just asked them this now. New hires can log in, set up their tools, and start training almost immediately, so they’re productive much sooner.
Payroll and benefits errors used to pop up regularly, but now I almost never have to fix things or follow up on missing info. That means less stress for me and for everyone involved.
Having everything in one platform cuts out the “where did you send that?” and “who approves this?” questions. It feels like we’ve reduced our back‑and‑forth by at least a third.