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Fiserv Instant Issue Advantage vs. Ramp

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Instant Issue Advantage

    Score8 out of 10
    N/AFiserv's Instant Issue Advantage and Instant Issue Advantage: Equipment allows financial institutions to offer fast, in-branch personalization and issuance of permanent debit, credit, ATM, EMV chip, gift and photo cards.N/A

    Ramp

    Score9.3 out of 10
    N/ARamp is a corporate card and spend management solution that helps companies of all sizes to accelerate growth without compromising on their finances. With a direct integration with the user's accounting solutions, Ramp helps finance teams save time tracking expenses, following up with employees, and closing their books. Ramp offers companies real time visibility into spending, automated expense reporting, and advanced insights into ways to cut spend.

    $0

    Pricing
    Instant Issue AdvantageRamp
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    Instant Issue AdvantageRamp
    Free Trial
    NoNo
    Free/Freemium Version
    NoYes
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsRamp provides a free tier for smaller teams who want to simplify finances. A step-up to our free tier is Ramp Plus, starting at $15/month/user along with platform fees based on team size. Then, for large businesses, the Enterprise plan requires a custom quote.
    More Pricing Information
    User Ratings
    Instant Issue AdvantageRamp
    Likelihood to Recommend
    8.0
    (1 ratings)
    9.2
    (25 ratings)
    User Testimonials
    Instant Issue AdvantageRamp
    Likelihood to Recommend
    Fiserv
    It comes in handy when you are a financial that prints in branch for your member. Members usually expect their card would have to be mailed to them. Hopefully someday credit cards would be able to be printed in branch as well but since that goes through MasterCard it is understandable why it is not possible currently
    Incentivized
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    Ramp Business Corporation
    Ramp is well suited for managing everyday spending. We have been able to set standard permissions across the board for our team, monitor spending easily, and adjust "allowances" accordingly and quickly. The instant funding once a request is approved makes it so much faster to make a purchase, if outside of the set parameters. Ramp travel offerings are sometimes unattractive, and we have found many flights, hotels, and car rentals by going to other platforms or the suppliers directly. Pricing is comparable, but many times it is cheaper to book outside of Ramp.
    Incentivized
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    Pros
    Fiserv
    • Merges with other systems
    • connects properly
    • Clear instructions on usage
    Incentivized
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    Ramp Business Corporation
    • You can forward your receipts to receipts@ramp.com and it will auto-approve.
    • You can easily reverse charges if an employee accidentally places a charge on their work card.
    • You can send employees physical Ramp cards.
    • You can create as many virtual cards as needed.
    Incentivized
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    Cons
    Fiserv
    • Disconnection problems
    • Errors randomly occurring that prevent printing
    • Refresh does not always work
    Incentivized
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    Ramp Business Corporation
    • Even more integration to have us spend less time on reporting expenses for grant reports
    • This does not happen often, but if you make a purchase and then cancel it with the vendor, for some reason, Ramp does not immediately recognize that purchase cancellation and will continue to remind you to submit a receipt or tag it as an accidental charge, but there is no option to tag it as a canceled purchase.
    Incentivized
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    Usability
    Fiserv
    No answers on this topic
    Ramp Business Corporation
    Ramp offers an exceptionally intuitive user interface with a clean, well-organized design. The platform demonstrates continuous improvement through regular feature enhancements and updates. New employee onboarding requires minimal training due to the platform's logical section-based layout and user-centric design, which facilitates rapid adoption and efficient navigation. Overall Ramp's interface and UI is very user friendly.
    Incentivized
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    Alternatives Considered
    Fiserv
    Current loan processing program in use, have been using this for 3 years now. It is a pretty easy process but could be updated. It is quite self-explanatory when using it so that is convenient. Just could be cleaner and updated when it comes to the appearance of it. No other major issues with it
    Incentivized
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    Ramp Business Corporation
    We moved to Ramp from Expensify at our accountant's advice. We went with her advice due to ease of use, ease of Quickbooks sync, ability to send reminders with one click, and more. We are very happy with the decision to switch to Ramp.
    Incentivized
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    Return on Investment
    Fiserv
    • I think it is a positive program for our members
    Incentivized
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    Ramp Business Corporation
    • The actual dollar savings is difficult to determine at this point. We'll have a better idea the ROI at the end of the year. Previously, we received 1% back on all purchases with our corporate card. We receive 1.5% with Ramp, pay per number of cards annually (for Ramp Plus) to auto-lock cards and for additional features.
    • Time savings for admin and employees has been significant due to ease of use.
    Incentivized
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    ScreenShots

    Ramp Screenshots

    Product screenshotProduct screenshotScreenshot of Slack integrationScreenshot of Vendor ManagementScreenshot of Automated savings insights