Overview
ProductRatingMost Used ByProduct SummaryStarting Price
SAP S/4HANA Cloud
Score 8.6 out of 10
N/A
SAP S/4HANA Cloud is a modular ERP that enables users to run mission-critical operations in real time from anywhere, introduce new business models in any industry, and expand globally. SAP S/4HANA Cloud is a SaaS product and can also be deployed in a hybrid landscape for quicker time to value.​ ​​ SAP S/4HANA Cloud is a foundational component of the SAP…N/A
Xero
Score 7.9 out of 10
N/A
Xero is an online accounting software product for small businesses and personal finance. Its features beyond general ledger and double-bookkeeping include quotable invoicing, bank reconciliation, purchase order and expense management, and tax management. Third party apps can extend its features further.
$13
per month
Pricing
SAP S/4HANA CloudXero
Editions & Modules
No answers on this topic
Early
$13
per month
Growing
$37
per month
Established
$70
per month
Offerings
Pricing Offerings
SAP S/4HANA CloudXero
Free Trial
YesYes
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
YesNo
Entry-level Setup FeeRequiredNo setup fee
Additional DetailsPer user, per monthPrices in table are in USD and just apply to the US - other markets & prices are listed below: Canada - Starter $18 CAD/month, Standard $45 CAD/month, Premium 5 $58 CAD/month UK - Starter £14/month, Standard £28/month, Premium £36/month AU - Starter $29 AUD/month, Standard $59 AUD/month, Premium 5 $76 AUD/month NZ - Starter $31 NZD/month, Standard $66 NZD/month, Premium $84 NZD/month
More Pricing Information
Community Pulse
SAP S/4HANA CloudXero
Considered Both Products
SAP S/4HANA Cloud
Chose SAP S/4HANA Cloud
SAP has a bigger ecosystem, and because of it, I would better go for SAP S/4HANA Cloud. Moreover, SAP has its own BI tool SAP BusinessObjects Business Intelligence which can be used to data visualization, and reporting which can be integrated with SAP S/4HANA Cloud smoothly.
Xero

No answer on this topic

Features
SAP S/4HANA CloudXero
Payroll Management
Comparison of Payroll Management features of Product A and Product B
SAP S/4HANA Cloud
8.3
290 Ratings
15% above category average
Xero
7.5
73 Ratings
3% below category average
Pay calculation8.0248 Ratings8.065 Ratings
Benefit plan administration8.3248 Ratings8.023 Ratings
Direct deposit files8.0242 Ratings7.249 Ratings
Salary revision and increment management00 Ratings7.141 Ratings
Reimbursement management00 Ratings7.054 Ratings
Customization
Comparison of Customization features of Product A and Product B
SAP S/4HANA Cloud
7.9
424 Ratings
4% above category average
Xero
8.4
151 Ratings
10% above category average
API for custom integration7.9406 Ratings7.979 Ratings
Plug-ins7.8376 Ratings8.9138 Ratings
Security
Comparison of Security features of Product A and Product B
SAP S/4HANA Cloud
8.4
487 Ratings
3% above category average
Xero
7.1
189 Ratings
16% below category average
Single sign-on capability8.7457 Ratings5.572 Ratings
Role-based user permissions8.2480 Ratings8.7187 Ratings
Reporting & Analytics
Comparison of Reporting & Analytics features of Product A and Product B
SAP S/4HANA Cloud
7.9
494 Ratings
9% above category average
Xero
8.7
213 Ratings
10% above category average
Dashboards7.9462 Ratings8.6209 Ratings
Standard reports8.0487 Ratings9.0211 Ratings
Custom reports7.8453 Ratings8.4187 Ratings
General Ledger and Configurable Accounting
Comparison of General Ledger and Configurable Accounting features of Product A and Product B
SAP S/4HANA Cloud
8.3
485 Ratings
7% above category average
Xero
7.3
223 Ratings
6% below category average
Accounts payable8.4478 Ratings8.7203 Ratings
Accounts receivable8.3460 Ratings8.8209 Ratings
Global Financial Support8.149 Ratings7.167 Ratings
Primary and Secondary Ledgers8.148 Ratings9.065 Ratings
Journals and Reconciliations8.248 Ratings9.890 Ratings
Configurable Accounting8.245 Ratings2.859 Ratings
Standardized Processes8.651 Ratings3.659 Ratings
Cash management00 Ratings8.4191 Ratings
Bank reconciliation00 Ratings8.8216 Ratings
Expense management00 Ratings8.2197 Ratings
Time tracking00 Ratings8.073 Ratings
Fixed asset management00 Ratings8.8137 Ratings
Multi-currency support00 Ratings7.8130 Ratings
Multi-division support00 Ratings8.3112 Ratings
Regulations compliance00 Ratings8.7112 Ratings
Electronic tax filing00 Ratings9.8116 Ratings
Self-service portal00 Ratings8.4130 Ratings
Intercompany Accounting00 Ratings4.440 Ratings
Localizations00 Ratings8.039 Ratings
Enterprise Accounting00 Ratings2.433 Ratings
Centralized Rules Framework00 Ratings3.333 Ratings
Inventory Management
Comparison of Inventory Management features of Product A and Product B
SAP S/4HANA Cloud
8.6
426 Ratings
8% above category average
Xero
6.6
101 Ratings
11% below category average
Inventory tracking8.5417 Ratings8.897 Ratings
Automatic reordering8.3361 Ratings6.224 Ratings
Location management8.2344 Ratings6.229 Ratings
Manufacturing module00 Ratings6.016 Ratings
Order Management
Comparison of Order Management features of Product A and Product B
SAP S/4HANA Cloud
8.4
437 Ratings
7% above category average
Xero
6.2
89 Ratings
22% below category average
Pricing8.2416 Ratings6.262 Ratings
Order entry8.5425 Ratings6.256 Ratings
Credit card processing9.024 Ratings6.358 Ratings
Cost of goods sold8.5400 Ratings6.366 Ratings
Order Orchestration8.040 Ratings6.121 Ratings
End-to-end order visibility00 Ratings6.124 Ratings
Order exception Resolution00 Ratings6.117 Ratings
Subledger and Financial Process
Comparison of Subledger and Financial Process features of Product A and Product B
SAP S/4HANA Cloud
8.6
52 Ratings
14% above category average
Xero
-
Ratings
Billing Management9.01 Ratings00 Ratings
Cash and Asset Management7.946 Ratings00 Ratings
Travel & Expense Management10.01 Ratings00 Ratings
Budgetary Control & Encumbrance Accounting8.042 Ratings00 Ratings
Period Close8.250 Ratings00 Ratings
Project Execution Management
Comparison of Project Execution Management features of Product A and Product B
SAP S/4HANA Cloud
9.3
1 Ratings
29% above category average
Xero
-
Ratings
Project Planning and Scheduling10.01 Ratings00 Ratings
Task Insight for Project Managers8.01 Ratings00 Ratings
Project Mobile Functionality10.01 Ratings00 Ratings
Definable Resource Pools9.01 Ratings00 Ratings
Grants Management
Comparison of Grants Management features of Product A and Product B
SAP S/4HANA Cloud
8.3
27 Ratings
11% above category average
Xero
-
Ratings
Award Lifecycle Management8.327 Ratings00 Ratings
Procurement
Comparison of Procurement features of Product A and Product B
SAP S/4HANA Cloud
8.2
49 Ratings
17% above category average
Xero
-
Ratings
Bids Analyzed and Compared8.138 Ratings00 Ratings
Contract Authoring8.238 Ratings00 Ratings
Contract Repository8.135 Ratings00 Ratings
Requisitions-to-Purchase Orders Integrated8.443 Ratings00 Ratings
Supplier Management8.343 Ratings00 Ratings
Risk Management
Comparison of Risk Management features of Product A and Product B
SAP S/4HANA Cloud
9.8
1 Ratings
40% above category average
Xero
-
Ratings
Risk Repository10.01 Ratings00 Ratings
Control Management10.01 Ratings00 Ratings
Control Efficiency Assessments10.01 Ratings00 Ratings
Issue Detection9.01 Ratings00 Ratings
Remediation and Certification10.01 Ratings00 Ratings
Logistics
Comparison of Logistics features of Product A and Product B
SAP S/4HANA Cloud
8.2
37 Ratings
21% above category average
Xero
-
Ratings
Transportation Planning and Optimization8.435 Ratings00 Ratings
Transportation Execution Management8.036 Ratings00 Ratings
Trade and Customs Management8.031 Ratings00 Ratings
Fulfillment Management8.532 Ratings00 Ratings
Warehouse Workforce Management8.131 Ratings00 Ratings
Manufacturing
Comparison of Manufacturing features of Product A and Product B
SAP S/4HANA Cloud
8.5
39 Ratings
14% above category average
Xero
-
Ratings
Production Process Design8.536 Ratings00 Ratings
Production Management8.737 Ratings00 Ratings
Configuration Management8.436 Ratings00 Ratings
Work Execution8.236 Ratings00 Ratings
Manufacturing Costs8.533 Ratings00 Ratings
Supply Chain
Comparison of Supply Chain features of Product A and Product B
SAP S/4HANA Cloud
8.2
45 Ratings
14% above category average
Xero
-
Ratings
Forecasting8.240 Ratings00 Ratings
Inventory Planning8.243 Ratings00 Ratings
Performance Monitoring8.342 Ratings00 Ratings
Product Lifecycle Management
Comparison of Product Lifecycle Management features of Product A and Product B
SAP S/4HANA Cloud
9.0
42 Ratings
23% above category average
Xero
-
Ratings
Proposal Management10.01 Ratings00 Ratings
Product Master Data Management8.042 Ratings00 Ratings
Best Alternatives
SAP S/4HANA CloudXero
Small Businesses
Zoho One
Zoho One
Score 9.0 out of 10
QuickBooks Self-Employed (discontinued)
QuickBooks Self-Employed (discontinued)
Score 8.9 out of 10
Medium-sized Companies
Infor VISUAL
Infor VISUAL
Score 8.0 out of 10
Zoho Books
Zoho Books
Score 9.0 out of 10
Enterprises
24SevenOffice
24SevenOffice
Score 9.0 out of 10
Oracle Fusion Cloud Enterprise Performance Management
Oracle Fusion Cloud Enterprise Performance Management
Score 10.0 out of 10
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User Ratings
SAP S/4HANA CloudXero
Likelihood to Recommend
8.6
(561 ratings)
8.0
(238 ratings)
Likelihood to Renew
9.2
(14 ratings)
7.2
(35 ratings)
Usability
8.2
(455 ratings)
8.3
(163 ratings)
Availability
9.0
(3 ratings)
9.0
(10 ratings)
Performance
9.0
(2 ratings)
10.0
(8 ratings)
Support Rating
5.9
(77 ratings)
9.2
(36 ratings)
In-Person Training
9.0
(1 ratings)
9.1
(1 ratings)
Online Training
9.0
(1 ratings)
10.0
(5 ratings)
Implementation Rating
6.8
(6 ratings)
7.3
(10 ratings)
Configurability
9.0
(2 ratings)
9.0
(1 ratings)
Contract Terms and Pricing Model
7.0
(1 ratings)
-
(0 ratings)
Ease of integration
8.0
(2 ratings)
7.2
(122 ratings)
Product Scalability
8.0
(2 ratings)
10.0
(6 ratings)
Professional Services
9.0
(1 ratings)
-
(0 ratings)
Vendor post-sale
8.0
(2 ratings)
9.0
(2 ratings)
Vendor pre-sale
8.0
(2 ratings)
10.0
(2 ratings)
User Testimonials
SAP S/4HANA CloudXero
Likelihood to Recommend
SAP
I think it well suited for organizations with a large and complex infrastructures as it can handle them very easily in my opinion. It is also recommended for companies which are planning to move to mostly automated environments, in which it can be implemented in a good manner. I also think it is not suited or less suited for smaller scale organizations as the cost of operation could exceed the budget.
Read full review
Xero
I am a massage and physical therapist. We are not a fancy business but business admin can take a lot of time and effort. Xero came recommended to me by colleagues in the sector. You raise invoices, you get paid. and you pay your bills. These are all daily scenarios for most businesses and Xero does this particularly well. Since my accountant can query my records directly, this greatly saves on bookkeeping time when it is time to do the company returns.
Read full review
Pros
SAP
  • The software helps in forecasting and identifying potential challenges that would affect our organisation in the near future. This enables us to prepare in advance and also adopt practical and viable measures.
  • It enables faster and accurate data processing, which enhances decision-making.
  • It's easily customizable according to specific organizational needs. This promotes overall efficiency and productivity of the organization.
Read full review
Xero
  • Repeating invoices (most of my business is monthly recurring invoices) - it does these very well.
  • Reporting - particularly being able to dig into the different lines of the P&L statement.
  • Tracking categories - I assign a category to every line of every invoice so it's easy to see how much has been sold of each type of service every month and year, and compare them to previous periods.
Read full review
Cons
SAP
  • The beginner's user-friendly UI can help learners learn easily, and it feels a bit complex.
  • Implementation of AI bot on common tasks.
  • There are no offline functionality that users can use remotely.
  • As the scalability of the products grows, they become more expensive.
Read full review
Xero
  • Having different email addresses for different parts of a customer's business (eg invoices and statements to different places)
  • Easily seeing the text of emails that have been sent through Xero
  • More easily archiving old pay items. Our HR software updates rates when awards are updated which means a lot of old pay rates are in the system and they have multiple clicks to archive each one. Clicking the ones to archive in bulk and then just click archive for all would be much more efficient.
Read full review
Likelihood to Renew
SAP
The cost of SAP as an ERP is quite high and the switching costs associated with ERP systems are even higher. That being said moving from one ERP to another only happens once in a great while for large organizations. Those switching costs include retraining, IT hardware requirements, outside consultants and more
Read full review
Xero
In addition to the matters covered in this review, my reason for renewing this product is that Xero's functionality and the constant updates that the company provides, makes the software even more business friendly. The software therefore builds a brand loyalty among customers.
Read full review
Usability
SAP
Day to day data insight is more accurate for manufacturing industry to procure as per forecasted from supplier. Supply and fulfillment cycle becomes more easier. I would say more about performance as we are using this new server so we can see clear difference between SAP S/4HANA Cloud and ECC. Also it has customized business extensions for rapid development.
Read full review
Xero
As a standalone software, it allows users to fulfill most of the basic functions (e.g. transaction input and report generation) simply and conveniently. It also allows for multiple APIs to help augment various tasks that accounting-adjacent (e.g. claims processing). The cloud based model and portability to mobile devices allows tasks to be carried out in a more convenient way.
Read full review
Reliability and Availability
SAP
No answers on this topic
Xero
We have been actively using and 100% Xero based for our ecommerce accounting practice for over 4 years. There has on been one real outage for more than 5 minutes. Xero was open and transparent about the outage, what they were doing to resolve the issue, and provided 15 minute updates. Showing how they care about their customers and partners. Plus, showing that their customers care too, were understanding, and went surfing or in our case took a nap. Couldn't run our business without Xero as a partner.
Read full review
Performance
SAP
No answers on this topic
Xero
Pages generally load quickly, but it's a fairly common occurrence to have pages taking a bit longer than I'd like to load (as in, 4+ seconds). Occasionally I have to refresh a page to get it to work. Bank feed and integrations tend to be slow in general, but that could easily be due to API latency on the side of the other parties. Most of the time, though, the bank feeds refresh before I login so it's not a huge problem. Not necessarily good performance compared to a local app like QuickBooks desktop, but definitely good performance for a cloud application. Room for growth? yes.
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Support Rating
SAP
The support system I find great as whenever I run into problems they rectify them quickly as possible they never reacted late the support is just up to the mark for me. They provide many solutions to the problems I faced the [technical] team support is always amazing they [listen] to mean work accordingly.
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Xero
Always respond and keep issues open until you are satisfied with the result. Generally good responses, in the past, I had some support responses that were really basic and really annoying. They type where "have your tried restarting your computer" style of answers. Well, of course, I went through all the basics before contacting them. Duh, but I suppose not everyone does. Otherwise, it would be a 10. The last year has shown a marked improvement in the support responses however.
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In-Person Training
SAP
More effective
Read full review
Xero
The format was great; someone was there to ask questions or help if you were stuck.
Read full review
Online Training
SAP
No answers on this topic
Xero
All of Xero's training is online and available for anyone (business owner or accountants) to learn and become experts in their system. There is a range of content from product training to real world webinars from their partners. Xero is beautiful accounting software and their training is the same.
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Implementation Rating
SAP
SAP requires
a lot of internal and external resources to complete its successful
implementation. The cloud version requires a deeper understanding of the
different capabilities of the local systems (hardware) and the connection
towards your local IT team. We found several problems on our systems that we
couldn't foresee before the implementation and roll out.
Read full review
Xero
If it can be done, time the implementation near a new fiscal year so you can start clean. Otherwise, you have to go back and do historical data from the beginning of the fiscal year, which can be brain draining.
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Alternatives Considered
SAP
The platform utilizes advanced predictive analytics to anticipate operational bottlenecks and put them out of commission before the problems become larger. We can proactively develop effective strategies that help keep service quality in the face of unexpected changes in the market, or external disruptions, by continuously analyzing historical performance data as well as elements of the current market
Read full review
Xero
Each of the products I listed had their own list of drawbacks, but the one thing they all had in common, which was right on top of that list of drawbacks, was ease of use. I struggled to get myself accustomed to each system and struggled, but when it came to getting a client to even try and use it was when the true struggle started. Just found it easier to make use of Xero from the very beginning.
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Scalability
SAP
No answers on this topic
Xero
I have yet to fully stress test the product given the size of the company where I am using it. I am sure as we scale to more customers, more vendors and more reporting requirements, I will have a better understanding of what it is capable of in terms of bandwidth and processing
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Return on Investment
SAP
  • The financial management part ensures every process is well planned and allocated resources are used efficiently.
  • The development of payroll management ensures that all employees are happily remunerated and, hence, very productive.
  • The creation of solid financial reporting acts as the primary driver in decision-making, which brings more insights into development.
Read full review
Xero
  • Xero is a basic accounting system that performs basic accounting tasks easily and accurately. For that, it provides a positive impact on our day to day accounting operations.
  • Because of Xero's basic structure, I feel it lacks some of the sophistication that some users want and need. The ability to create unique custom reports would enhance the impact Xero would have on meeting business objectives by providing current and useful accounting information.
  • In my opinion, Xero's lack of focus on their customers - their users - is a real issue with me. In my opinion, those of us that are in the trenches that work with the system on a daily basis have to deal with the shortcomings of the system with the knowledge that Xero support refuses to address the operational issues that make their user's lives difficult. I feel if Xero would focus on truly making their software better from a users point of view, it has the potential to be a great system.
Read full review
ScreenShots

SAP S/4HANA Cloud Screenshots

Screenshot of the Order to Cash Dashboard - For the management of the order-to-cash process more efficiently across revenue streams and business models - including sales of physical and digital goods, services, subscriptions, projects, and bundles.Screenshot of a Sales Management Overview - Helps ensure sales reps meet their goals with an overview of orders and key sales performance metrics, with status tracking for each order in real time for the early detection of potential issues.Screenshot of the Purchasing Spend Dashboard - For weighing various aspects of purchasing spend through quick access to clear, complete, and real-time data, with less risk, and without opening different reports and transactions.Screenshot of Operational Supplier Evaluation - Provides a transparent overview of suppliers. Users can approve the most reliable vendors and get the right mix to serve business needs while reducing risk.Screenshot of Inventory Management - Provides visibility to manage supply chains, to mitigate risk, avoid unnecessary costs, maximize efficiency, and fulfill customer orders on time.Screenshot of Inventory Processing - Enables real-time supply chain visibility and provides meaningful metrics, with customizable dashboards and reports that display real-time inventory that track the status of inbound and outbound deliveries.

Xero Screenshots

Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of Screenshot of