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SAP Card Management vs. Visa Spend Clarity

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    SAP Card Management

    Score9.1 out of 10
    N/ASAP Card Management is a solution that enables users to manage credit, debit, loyalty, and all other kind of cards and related processes – including authorization, clearing and settling, and integration – as a card management application from SAP. The vendor states the user can accomplish these tasks with the flexibility needed to design the right products for customers and provide outcome-focused services. On-premise and cloud deployment One application for all card types…N/A

    Visa Spend Clarity

    Score8.5 out of 10
    N/AVisa Spend Clarity offers a suite of end-to-end spend management solutions to empower businesses of all sizes and levels of complexity to control spend, maximize visibility, and optimize cashflow. it is designed so that with it, financial institutions can deliver payment and spend management technology to help to increase card spend, improve customer retention, and differentiate their service.N/A
    Pricing
    SAP Card ManagementVisa Spend Clarity
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    SAP Card ManagementVisa Spend Clarity
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    User Ratings
    SAP Card ManagementVisa Spend Clarity
    Likelihood to Recommend
    10.0
    (2 ratings)
    8.7
    (3 ratings)
    User Testimonials
    SAP Card ManagementVisa Spend Clarity
    Likelihood to Recommend
    SAP
    It is an incredible tool for companies with frequent travel or frequent expenses with corporate cards, companies that are seeking automation of processes, who want technology over a simple and manual expense reconciliation done in excel. Particularly helpful in markets where country tax system and needs are very strict, and invoice and receipt records are required
    Incentivized
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    Visa
    It is well suited and, I guess, is a primary role for remote or distributed teams - especially when you know a person not well to trust him in managing local costs was agreed to pay. If you work with contractors with irregular payments, it will suit you as well cause of immediate card transfer, but it may be limited by your local KYC policy. It is not typical to pay payroll costs with it because it is focused mostly on operations with virtual card balances, so it is less appropriate for it. So it works best for remote teams.
    Incentivized
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    Pros
    SAP
    • Tracks Expenses
    • Ease of use
    • Requires approved request
    Incentivized
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    Visa
    • Visa Spend Clarity provides clear and concise spending reports that make it easy to track and monitor spending.
    • The reports can be customized to show specific spending categories, merchant types, and time periods.
    • Visa Spend Clarity also offers a variety of tools and resources to help cardholders manage their spending and avoid overspending.
    • Helping users track their spending in real-time
    • Providing budgeting tools to help users stay on track
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    Cons
    SAP
    • Modify approval flow can be hard
    • Speed between card company and the app. Bank app is immediate, it can take up to a few days to have expenses reflected in SAP Card Management apps
    Incentivized
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    Visa
    • Horribly Dated Interface
    • Clunky operation
    • Requires 5 clicks where 1 should be sufficient
    • Slow
    • Worst program I have used in a decade.
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    Alternatives Considered
    SAP
    SAP Card Management stacks up against the rest because of it's flexibility in use. We selected SAP Card Management because it is user friendly and helps management track spending and reports on areas where savings can be found. I recommend any SAP product they are extremely helpful and a great Return on Investment.
    Incentivized
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    Visa
    We found the results and returns with the Visa Spend Clarity were more positive than some other platforms. After researching competitors like, Data Card Wizard and Airwallex, we found the ease and comfort for our customers was more beneficial by using the Visa Spend Clarity application. The brand name helped ease the customer's concerns.
    Incentivized
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    Return on Investment
    SAP
    • Time reduction of reconciliation of expenses vs. manual process in excel
    • Avoids loosing records of expenses and receipts
    • Manager reports can help identify high spenders or late reporters (impacting in late fees)
    Incentivized
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    Visa
    • It is not feasible, but probably it takes 20% less time to start work with you contractor.
    • Once having integrations with Uber, Booking - probably discounts accumulated with funding accounts will influence the performance.
    Incentivized
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