TrustRadius

PhonePe vs. Razorpay Payment Gateway

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
PhonePe
Score 6.0 out of 10
N/A
PhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A
Razorpay Payment Gateway
Score 8.9 out of 10
N/A
Razorpay Payment Gateway, from Razorpay in Bangalore, boasts easy integration, completely online onboarding, feature filled checkout and performance.N/A
Pricing
PhonePeRazorpay Payment Gateway
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
PhonePeRazorpay Payment Gateway
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional DetailsPhone app is free. Transaction fees will vary according to businesses.—
More Pricing Information
Features
PhonePeRazorpay Payment Gateway
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
PhonePe
5.2
Ratings
33% below category average
Razorpay Payment Gateway
8.8
Ratings
19% above category average
Fraud Detection3.00 Ratings10.00 Ratings
API or SDK3.00 Ratings9.00 Ratings
Recurring Payment Support7.50 Ratings8.00 Ratings
Billing and Invoicing Support7.50 Ratings9.00 Ratings
Global Support6.50 Ratings7.00 Ratings
Payment Form Acceptance4.00 Ratings10.00 Ratings
Best Alternatives
PhonePeRazorpay Payment Gateway
Small Businesses
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Adyen
Adyen
Score 8.8 out of 10
Adyen
Adyen
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
PhonePeRazorpay Payment Gateway
Likelihood to Recommend
6.0
(0 ratings)
10.0
(0 ratings)
User Testimonials
PhonePeRazorpay Payment Gateway
Likelihood to Recommend
If i have to pay the amount via UPI then i will prefer PhonePe this is my prefered platform, But if i have to pay on the Paytm then i have the Paytm postpaid limits so i will pay the payment via Paytm postpaid. I think maximum users has Postpaid limits on the different platforms like Amazon, Paytm etc.
Pankaj Choudhary | TrustRadius Reviewer
Pankaj Choudhary
Freelancer Android Developer
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Every thing is very important and attracted me towards this tool.
Verified User
Anonymous
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Pros
  • Payment status confirmation
  • User details before the payment start
  • Bills and Payment
  • Reminders of the bills
Pankaj Choudhary | TrustRadius Reviewer
Pankaj Choudhary
Freelancer Android Developer
Read full review
  • Payment Notification
  • Intuitive Dashboard
  • Various Payment Methods
  • Export of reports
Rajkishore Mohapatra | TrustRadius Reviewer
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Cons
  • Like GPay, you dont have the option for secure login using PIN or password.
  • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
  • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
Aishwarya Varshney | TrustRadius Reviewer
Aishwarya Varshney
Infrastructure Engineer
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  • Customer support response time
  • Reduce flat payment gateway charges
  • Add more Wallet and EMI options
Rajkishore Mohapatra | TrustRadius Reviewer
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Alternatives Considered
The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX
Aishwarya Varshney | TrustRadius Reviewer
Aishwarya Varshney
Infrastructure Engineer
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Easy to set up, and integration happens with simple steps. Various payment options. Easy to export reports. Instant payment notification and updates on dashboard. Useful for individuals, SMEs, and companies. Adding creative features from time to time for more improvement. The support team is responsive among other tools like Paytm, Google Pay, and Stripe. Amazon Pay is best when it comes to charges, but it has missing payment methods of Paylater apps, EMI apps. If it reduces its flat 2% charge, then it will trend at top.
Rajkishore Mohapatra | TrustRadius Reviewer
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Return on Investment
  • PhonePe instantly fetches the complete bank information based on your verified number.
  • You can even buy gold and invest in mutual funds via same app.
  • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
Aishwarya Varshney | TrustRadius Reviewer
Aishwarya Varshney
Infrastructure Engineer
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  • Increased sales with EMI and Paylater Payment Method
  • Reduced time to verify transaction manually
  • Managing team with different roles
Rajkishore Mohapatra | TrustRadius Reviewer
Read full review
ScreenShots