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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    PhonePe

    Score6 out of 10
    N/APhonePe is a mobile payments app that allows you to transfer money instantly to anyone, by using just their mobile number.N/A

    Razorpay Payment Gateway

    Score9 out of 10
    N/ARazorpay Payment Gateway, from Razorpay in Bangalore, boasts easy integration, completely online onboarding, feature filled checkout and performance.N/A
    Pricing
    PhonePeRazorpay Payment Gateway
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    PhonePeRazorpay Payment Gateway
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsPhone app is free. Transaction fees will vary according to businesses.—
    More Pricing Information
    Features
    PhonePeRazorpay Payment Gateway
    Payment Gateways
    Comparison of Payment Gateways features of PhonePe and Razorpay Payment Gateway
    Feature
    PhonePe
    5.2
    2 Ratings
    33% below category average
    Razorpay Payment Gateway
    8.8
    1 Ratings
    19% above category average
    Fraud Detection3.02 Ratings10.01 Ratings
    API or SDK3.01 Ratings9.01 Ratings
    Recurring Payment Support7.52 Ratings8.01 Ratings
    Billing and Invoicing Support7.52 Ratings9.01 Ratings
    Global Support6.52 Ratings7.01 Ratings
    Payment Form Acceptance4.01 Ratings10.01 Ratings
    Best Alternatives
    PhonePeRazorpay Payment Gateway
    Small Businesses
    Apple Pay
    Score9.3 out of 10
    Apple Pay
    Score9.3 out of 10
    Medium-sized Companies
    Payoneer
    Score8.2 out of 10
    Payoneer
    Score8.2 out of 10
    Enterprises
    Checkout.com
    Score8.5 out of 10
    Checkout.com
    Score8.5 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    PhonePeRazorpay Payment Gateway
    Likelihood to Recommend
    6.0
    (2 ratings)
    10.0
    (2 ratings)
    User Testimonials
    PhonePeRazorpay Payment Gateway
    Likelihood to Recommend
    PhonePe
    Primary benefit is hassle-free payment to the merchant. You can purchase both online and offline without using cash to make the payment. Simply scan the QR code using the Phonepe app on your smartphone to make a payment into the merchant's account. And as said, its rewarding, you surely get a scratch card on every transaction that may either offer you cashback or a discount code for some vendor site shopping.
    Incentivized
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    Razorpay
    According to my experience, it is best for all types of businesses. You can integrate with your blog, and website easily in some simple steps. You can accept payments through payment pages, and links where you can set expiry dates. When a customer finds various payment methods, he/she will use your services again and again, which will grow your business. It automatically records payments, and in case of payment failures, you can set up an auto refund without any hassle. But when it comes to customer support, their response time is long, and they mostly create tickets via live chat. You can set instant settlement, but you have to pay an extra fee for that.
    Incentivized
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    Pros
    PhonePe
    • Payment status confirmation
    • User details before the payment start
    • Bills and Payment
    • Reminders of the bills
    Incentivized
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    Razorpay
    • Payment Notification
    • Intuitive Dashboard
    • Various Payment Methods
    • Export of reports
    Incentivized
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    Cons
    PhonePe
    • Like GPay, you dont have the option for secure login using PIN or password.
    • Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
    • if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.
    Incentivized
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    Razorpay
    • Customer support response time
    • Reduce flat payment gateway charges
    • Add more Wallet and EMI options
    Incentivized
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    Alternatives Considered
    PhonePe
    In case of payment failed we check the payment on the our app its showing on our app then it will definitely come other wise it will be refund to the customer, Its a unique feature. None of the other app has this feature. Its very simple to use as compare to the other compititive apps.
    Incentivized
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    Razorpay
    Easy to set up, and integration happens with simple steps. Various payment options. Easy to export reports. Instant payment notification and updates on dashboard. Useful for individuals, SMEs, and companies. Adding creative features from time to time for more improvement. The support team is responsive among other tools like Paytm, Google Pay, and Stripe. Amazon Pay is best when it comes to charges, but it has missing payment methods of Paylater apps, EMI apps. If it reduces its flat 2% charge, then it will trend at top.
    Incentivized
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    Return on Investment
    PhonePe
    • PhonePe instantly fetches the complete bank information based on your verified number.
    • You can even buy gold and invest in mutual funds via same app.
    • There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.
    Incentivized
    Read full review
    Razorpay
    • Increased sales with EMI and Paylater Payment Method
    • Reduced time to verify transaction manually
    • Managing team with different roles
    Incentivized
    Read full review
    ScreenShots