PayU vs. PhonePe

From my point of view PayU is suited for large business only. But small business can also use PayU to collect payments from their customers but again, I think PayU is suited for large business mainly.

Incentivized

If i have to pay the amount via UPI then i will prefer PhonePe this is my prefered platform, But if i have to pay on the Paytm then i have the Paytm postpaid limits so i will pay the payment via Paytm postpaid. I think maximum users has Postpaid limits on the different platforms like Amazon, Paytm etc.

Incentivized

• Collecting payment
• Helps to collect payment in various currencies
• The analytics are just amazing
• It's easier to send payout to other as well using Payu

Incentivized

• Payment status confirmation
• User details before the payment start
• Bills and Payment
• Reminders of the bills

Incentivized

• Login options could be better for merchants
• Sometimes payment page fails but that's normal

Incentivized

• Like GPay, you dont have the option for secure login using PIN or password.
• Sometimes your transaction gets stuck in between for long duration, so that's a technical bug with this app.
• if you are booking your travel tickets with PhonePe and in case you cancelled it. Then you wont get any refunds for that.

Incentivized

Payu is a much better and easier to use platform. It doesn't charge any upfront fee or annual fee. The payment processing charge is very low. The remittance is very quick and there is no minimum amount criteria for payment remittance. Payu offers tons of payment options. The best part is the payment page. The page is simple and beautiful

Incentivized

The only thing that I find as a reason to use phonePe is the ease, comfort and convenience in doing what you want from a payment app. You get multiple competitors but you need to select for the best UX

Incentivized

• Our revenues have increased by at least 10%
• Our abandoned carts have reduced by at least 15% as the failure due to payment page have reduced
• We have a better website ranking as we get a high quality backing from Payu. This is good from SEO standpoint

Incentivized

• PhonePe instantly fetches the complete bank information based on your verified number.
• You can even buy gold and invest in mutual funds via same app.
• There are lots of fake accounts on PhonePe so the company should allow legitimate account users only.

Incentivized