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MeridianLink Mortgage Credit Link (MCL) vs. TransUnion TruValidate

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    MeridianLink Mortgage Credit Link (MCL)

    N/AN/AMortgage Credit Link (MCL) is a plug-and-play web-based order fulfillment hub. It simplifies product ordering with an web interface and integrated tools for order fulfillment. The solution provides verification services and services such as trended credit data and analytics. Its product and service APIs allows for integrations into any application for a more seamless experience and to eliminate human error and to reduce costs. It features integrations into loan origination systems and automated…N/A

    TransUnion TruValidate

    Score7 out of 10
    N/ATruValidate fraud prevention and identity proofing products that secure trust across channels and deliver seamless experiences for consumers. In addition to all of TransUnion’s fraud products, TruValidate has expanded to include all fraud offerings from Neustar.N/A
    Pricing
    MeridianLink Mortgage Credit Link (MCL)TransUnion TruValidate
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    MeridianLink Mortgage Credit Link (MCL)TransUnion TruValidate
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    User Ratings
    MeridianLink Mortgage Credit Link (MCL)TransUnion TruValidate
    Likelihood to Recommend
    -
    (0 ratings)
    9.0
    (1 ratings)
    User Testimonials
    MeridianLink Mortgage Credit Link (MCL)TransUnion TruValidate
    Likelihood to Recommend
    MeridianLink
    No answers on this topic
    TransUnion
    Neustar IP Intelligence is quick to deploy using their REST API, the data is automatically updated against one of the most robust datasets available on the market. It is well suited for developers trying to integrate with an out-of-the-box solution to lookup geolocation of website visitors in real time, and possibly build alerts or 2F-Authentication mechanisms based on suspicious activity.
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    Pros
    MeridianLink
    No answers on this topic
    TransUnion
    • Helps detect fraud if a user has signed in from California only, then attempts to login from another country are made.
    • Increase sales conversions by understanding geolocation of website visitors
    • If your datacenters are georedundant, allows engineers to see where majority of traffic is generated and load balance accordingly.
    Incentivized
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    Cons
    MeridianLink
    No answers on this topic
    TransUnion
    • It's a bare box solution. Not feature rich.
    Incentivized
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    Alternatives Considered
    MeridianLink
    No answers on this topic
    TransUnion
    Google has an open source version of this, but its updates are based on the user community. Since Neustar's IP Intelligence is a paid solution, the updates are regular, the interface is streamlined with a REST API, and there is a help desk you can consult for onboarding and questions if there are issues.
    Incentivized
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    Return on Investment
    MeridianLink
    No answers on this topic
    TransUnion
    • Ability to build fraud detection from suspicious activities.
    • Balance traffic across data centers.
    • Rapid deployment, regular updates.
    Incentivized
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