GoCardless vs. NMI Payment Gateway

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
GoCardless
Score 8.5 out of 10
N/A
GoCardless, from the company of the same name in San Francisco, is a recurring payments platform that integrates with the applications businesses use every day, to give businesses more visibility over payments and saving the time on tasks like payment reconciliation. The vendor states they partner with more than 150 billing and subscription software partners globally, including Xero, Sage, QuickBooks, Zuora and Salesforce.N/A
NMI Payment Gateway
Score 9.0 out of 10
N/A
The NMI Payment gateway, from NMI or Network Merchants headquartered in Schaumberg, is a presented as a solution to unify all points of commerce and deliver a singular customer view and payment experience across every channel — ecommerce, retail, mobile, or unattended transactions.N/A
Pricing
GoCardlessNMI Payment Gateway
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
GoCardlessNMI Payment Gateway
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
GoCardlessNMI Payment Gateway
Features
GoCardlessNMI Payment Gateway
Payment Gateways
Comparison of Payment Gateways features of Product A and Product B
GoCardless
9.2
Ratings
24% above category average
NMI Payment Gateway
9.2
Ratings
24% above category average
Fraud Detection10.00 Ratings6.00 Ratings
API or SDK5.00 Ratings10.00 Ratings
Recurring Payment Support10.00 Ratings9.00 Ratings
Billing and Invoicing Support10.00 Ratings10.00 Ratings
Global Support10.00 Ratings10.00 Ratings
Payment Form Acceptance10.00 Ratings10.00 Ratings
Best Alternatives
GoCardlessNMI Payment Gateway
Small Businesses
Apple Pay
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Score 9.3 out of 10
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Score 9.3 out of 10
Medium-sized Companies
Apple Pay
Apple Pay
Score 9.3 out of 10
Apple Pay
Apple Pay
Score 9.3 out of 10
Enterprises
Adyen
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Score 8.8 out of 10
Adyen
Adyen
Score 8.8 out of 10
All AlternativesView all alternativesView all alternatives
User Ratings
GoCardlessNMI Payment Gateway
Likelihood to Recommend
9.0
(0 ratings)
9.0
(0 ratings)
Usability
9.0
(0 ratings)
-
(0 ratings)
Support Rating
2.0
(0 ratings)
-
(0 ratings)
User Testimonials
GoCardlessNMI Payment Gateway
Likelihood to Recommend
I think it's a great payment gateway for small businesses which are new to the business and looking for something low budget & an easy-to-use platform to begin accepting the payments. It does streamline the cash flow & gives good visibility to payment status but sometimes it takes 3-4 days in the reconciliation of balances which might not be suitable for businesses looking to have a quick turn-around-time of balances.
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NMI Payment Gateway is well suited for any company looking to receive payments via the mayor's credit cards and recurring payments, it will get the job done easily and painlessly. Capturing manual payments is also an option does well. You might want to think about adding a security platform on top of what NMI offers.
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Pros
  • Reliably takes recurring payments
  • Makes it easy and secure for customers to set up their direct debits with us
  • Informs us when payments have failed at the customer's end
  • Makes it easy to see upcoming payments that will be collected
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  • payment process
  • reporting
  • user management
  • uptime
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Cons
  • Reduction in fees for customers who use it for large volumes of clients
  • Easier for clients to review their payment plans
  • Payment sooner to our bank account
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  • complexity of fraud rules
  • proactive screening instead of reactive
  • Look of the UI
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Usability
It has a good web dashboard, you can see who has paid, who hasn’t, when payments will be taken from client and when they will arrive in the bank account
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Support Rating
There is no phone support, email only, and the support is slow coming. The support staff often don't read your support query properly, so you waste time having to re-explain yourself. That is the only downside of this product.
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No answers on this topic
Alternatives Considered
GoCardless better fit Kanopy's needs for the following reasons: (1) desire to decrease credit card payments which carry higher costs, (2) single payment solution for 12+ countries via direct debit at no fees for customers, and (3) better customer integration potential for company website portal and A/R 3rd party tool.
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It is good, it might not be the best with the main features but has all it needs to perform well and keep it running with ease. It is one of the main payment gateways that our eCommerce has. In today's ecosystem, several are needed and without a doubt, this one is one that can be managed easily and without lots of development.
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Return on Investment
  • Customers appreciate using a bank account for payments to eliminate any credit card fees that may be implemented in the future.
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  • Good price structre
  • Good stability
  • Easy to mantain
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ScreenShots