Exact Payments vs. Visa Acceptance Solutions (CyberSource)

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Exact Payments
Score 3.6 out of 10
N/A
Exact Payments (formerly E-xact Transactions) is a payment gateway software solution offered by the company of the same name headquartered in Scottsdale, Arizona.N/A
Visa Acceptance Solutions (CyberSource)
Score 9.3 out of 10
N/A
CyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
Pricing
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Best Alternatives
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Small Businesses
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Score 9.3 out of 10
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Medium-sized Companies
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Score 9.3 out of 10
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Score 8.5 out of 10
Enterprises
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Score 8.5 out of 10
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User Ratings
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
-
(0 ratings)
6.9
(9 ratings)
User Testimonials
Exact PaymentsVisa Acceptance Solutions (CyberSource)
Likelihood to Recommend
Exact Payments
No answers on this topic
Visa
For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
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Pros
Exact Payments
No answers on this topic
Visa
  • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
  • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
  • They also connect to PayPal making it easy to add them to any website as a payment method.
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Cons
Exact Payments
No answers on this topic
Visa
  • fees- competitive, but budget for them
  • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
  • implementation- significant time and expertise required to get everything up and running smoothly
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Alternatives Considered
Exact Payments
No answers on this topic
Visa
Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
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Return on Investment
Exact Payments
No answers on this topic
Visa
  • It has streamlined credit card processing for the whole organization
  • Provides all the info we need to locate specific transactions and address issues accordingly
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ScreenShots

Exact Payments Screenshots

Screenshot of With a single API, a comprehensive payments infrastructure from underwriting to funding & reconciliation ca be integrated.Screenshot of The Onboarding API. When signing a new customer, posting merchant application data triggers automated underwriting for near real-time account decisioning. Once approved, the software sends a webhook notification with account credentials and the customer is live and ready to start accepting payments.Screenshot of All the payment types supported by exact payments. From credit and debit cards to ACH payments, Apple Pay, and Google Pay.Screenshot of All the payment types your customers want and their buyers need. From credit and debit cards to ACH payments, Apple Pay, Google Pay, and more.