Kount, an Equifax company vs. PaymentWorks

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Kount, an Equifax company
Score 8.6 out of 10
N/A
Kount Fraud Detection Software is an option from the company of the same name in Boise, Idaho.N/A
PaymentWorks
Score 1.0 out of 10
N/A
N/AN/A
Pricing
Kount, an Equifax companyPaymentWorks
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
Kount, an Equifax companyPaymentWorks
Free Trial
NoNo
Free/Freemium Version
NoNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
Kount, an Equifax companyPaymentWorks
Features
Kount, an Equifax companyPaymentWorks
Fraud Detection Software Features
Comparison of Fraud Detection Software Features features of Product A and Product B
Kount, an Equifax company
-
Ratings
PaymentWorks
1.0
Ratings
135% below category average
Anomaly Detection00 Ratings1.00 Ratings
Timely Monitoring00 Ratings1.00 Ratings
ID Verification00 Ratings1.00 Ratings
User Interface00 Ratings1.00 Ratings
Best Alternatives
Kount, an Equifax companyPaymentWorks
Small Businesses

No answers on this topic

No answers on this topic

Medium-sized Companies
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Score 8.7 out of 10
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Score 8.7 out of 10
Enterprises
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Score 8.7 out of 10
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User Ratings
Kount, an Equifax companyPaymentWorks
Likelihood to Recommend
8.9
(0 ratings)
1.0
(0 ratings)
Likelihood to Renew
10.0
(0 ratings)
-
(0 ratings)
Usability
8.5
(0 ratings)
1.0
(0 ratings)
User Testimonials
Kount, an Equifax companyPaymentWorks
Likelihood to Recommend
A scenario where Midigator is well suited is in the efficient response time. I like how fast Midigator always replies to my emails in a timely manner. I also appreciate how they are willing to go above and beyond always to help me and make sure I have all questions answered always.
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Appropriate only for US customers with domestic banking institutions who speak English fluently.
Not appropriate for any foreign vendor to get paid in less than 6 months. The data is poorly designed. The software defaults to domestic banking information such as routing number. Vendors then choose check payments overseas which take 45 days and usually never arrive. I end up submitting the same payments over and over. Customers are always angry and I have no ability to help them.
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Pros
  • Business to Client Interaction - Midigator employees respond quickly to client requests
  • Empowers their employees to make decisions in the best interest of the client they are serving
  • Helps prevent chargebacks/disputes
  • Saves their clients time and money
  • Ease of use
  • Consolidates multiple MIDs under one room for easy management and monitoring
  • Prices their products and services competitively
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  • The data is kept secure
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Cons
  • RDR alerts are often categorized as chargebacks instead which takes some work on our side to get the numbers just right.
  • While upper management is very responsive and incredibly helpful when an emergency arises, we do not feel like the account managers are very knowledgeable or proactive.
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  • Software design especially in regards to entering foreign bank accounts
  • Customer service never really assists the customer
  • Admins are not notified when there is incomplete registration or problems with the information entered. We have to wait for the customer to contact us and by that time they are very angry and their payment is very delayed
  • The only language available is English. The tax forms are only available in English
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Likelihood to Renew
Midigator does what we need and doesn't try to add a bunch of confusing extra functionality we don't need.
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No answers on this topic
Usability
No system is perfect, but Midigator is always in pursuit of perfection. I give them high marks for always trying their best to continue adding value.
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Administrators hate the system because they cannot see any information in order to assist customers. Customers hate it because registration is lengthy and difficult and only available in English
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Alternatives Considered
We utilized Kount and Midigator concurrently for a short period of time. I have zero negatives to share about Kount, but we did not continue with them because we found Midigator to fill all of our current needs. In all truth, Kount and Midigator paired well together to cast a wide net on potential chargebacks/disputes, and it helped us gain an edge in preventing them. We moved on from Kount because it did not yield as many prevention notices as Midigator, but should the need arise and our budget increase, we'd likely team up to include them to compliment Midigator in having the best chargeback midigator system ever.
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I was not involved in this choice and the people who chose the system are not end users of this software. The end user experience was never considered when this decision was made. Admins and customers hate PaymentWorks. It is only effective at wasting your time and money and employee resources
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Return on Investment
  • Before using Midigator, members would call to cancel their membership and customer service would cancel them and provide a refund. However, the member would also call their bank to dispute the original charge. So, they end up getting double the amount that they paid. Using Midigator, we are able to avoid losing revenue.
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  • Zero return on investment. It takes 3 people to do the work that one person used to be able to manage.
  • The only way that I can find out if there are problems is if the customer contacts me about non-payment.
  • Zero integration with our accounting software. New vendors have to be manually transferred from PaymentWorks to the accounting software. Updates to PaymentWorks have to be manually carried from one system to the other. There are no notifications when these processes have been completed
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ScreenShots