TrustRadius: an HG Insights company

Equifax Credit Risk vs. Sift Digital Trust & Safety Suite

Save this comparison

Save this comparison

Add Product

Recommended Comparisons

    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Equifax Credit Risk

    Score6.9 out of 10
    N/AEquifax Credit Risk Insight helps lenders build models help monitor delinquency, default, loss severity and mortgage borrower credit health trends at the loan level, across zip codes, vintages and market segments.N/A

    Sift

    Score8 out of 10
    N/ASift Science headquartered in San Francisco offers their software, Machine Learning and Device Fingerprinting, for fraud detection and prevention, priced per services added and volume of devices and orders checked.N/A
    Pricing
    Equifax Credit RiskSift
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    Equifax Credit RiskSift
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    User Ratings
    Equifax Credit RiskSift
    Likelihood to Recommend
    7.0
    (1 ratings)
    10.0
    (1 ratings)
    User Testimonials
    Equifax Credit RiskSift
    Likelihood to Recommend
    Equifax
    Equifax Credit Risk is great for getting consumer credit reports online, pre-filled business reports online, and sometimes searching for corporate reports online. Equifax Credit Risk is not suitable for cases where the customer provides the credit application requesting to update banking and business reference information.
    Incentivized
    Read full review
    Sift Science, Inc
    We haven't really taken advantages of the full spectrum of what the suite offers, but for the segment that we are using that identifies users across multiple accounts and devices, it performs phenomenally. In the future we'd like to enable auto-banning based on a risk index score that Sift Digital Trust & Safety Suite would contribute to.
    Incentivized
    Read full review
    Pros
    Equifax
    • credit scores for applicants
    • pre loaded reports online anytime
    • consumer reports online anytime
    • credit monitoring alerts
    Incentivized
    Read full review
    Sift Science, Inc
    • Identify users across multiple accounts
    • Identify users across multiple devices
    Incentivized
    Read full review
    Cons
    Equifax
    • Searching for credit and banking references in specific cases is a difficult process
    • Communication channels for giving feedback are not easy to use
    • After filing our complaint, at some point we did not receive a timely and adequate response.
    Incentivized
    Read full review
    Sift Science, Inc
    • Some transparency into how Sift Digital Trust & Safety Suite identifies common user patterns that lend to its intelligence model
    Incentivized
    Read full review
    Alternatives Considered
    Equifax
    Equifax Credit Risk has a quick platform that is constantly evolving with the objective of benefiting the direct client, reducing response time to the end client. I like that its platform is easy to use and very intuitive. It is very secure because it uses different confirmation methods to log in with your users each time they need to log in.
    Incentivized
    Read full review
    Sift Science, Inc
    Sift Digital Trust & Safety Suite provided the easiest integration points plus reliability compared to other vendors we evaluated. We were able to incorporate their data into a custom UI of our own to manually audit and ban users.
    Incentivized
    Read full review
    Return on Investment
    Equifax
    • With Equifax Credit Risk we can evaluate the Credit solvency of applicant to get a open credit with us
    • With Equifax Credit Risk we reduce the risk of setting an incorrect credit limit
    • With Equifax Credit Risk we reduce the response time of a credit investigation process
    Incentivized
    Read full review
    Sift Science, Inc
    • It has had the positive impact of ensuring quality submissions as well as reducing payout for duplicate accounts.
    Incentivized
    Read full review
    ScreenShots

    Sift Screenshots

    Screenshot of Payment Protection - Console viewScreenshot of Content Abuse - Console viewScreenshot of Account Defense - Console view