Earnin vs. Rain Instant Payment
| Product | Rating | Most Used By | Product Summary | Starting Price |
|---|---|---|---|---|
 Earnin | N/A | N/A | Earnin, headquartered in Palo Alto, aims to build a financial system that works for people. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly, and Earnin operates on a pay model chosen by the customer. The service simply requires a bank account and a job that provides direct deposit or uses electronic timesheets. | N/A |
 Rain Instant Payment | N/A | N/A | Rain, headquartered in Santa Monica, provides employers a benefit that can be offered to employees to access their earned wages, boasting users among companies like Walmart and Uber. The vendor states their mission is to regrow individual freedom by giving people control over their income and finances. They aim to displace predatory financial products like payday loans and overdraft fees. The Rain Instant Payment platform is presented as free and easy for employers to implement. When an… | N/A |
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| Editions & Modules | No answers on this topic | No answers on this topic | ||||||||||||||
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| Entry-level Setup Fee | No setup fee | No setup fee | ||||||||||||||
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