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8am™ CPACharge vs. Visa Acceptance Solutions (CyberSource)

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    8am™ CPACharge

    Score8 out of 10
    N/AFintech company AffiniPay headquartered in Austin offers CPACharge, a payment management system and application for accounting professionals, or CPAs.

    $10

    per month Standard Cards: 1.95% processing + $0.20 per transaction

    Visa Acceptance Solutions (CyberSource)

    Score9.3 out of 10
    N/ACyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.N/A
    Pricing
    8am™ CPAChargeVisa Acceptance Solutions (CyberSource)
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    8am™ CPAChargeVisa Acceptance Solutions (CyberSource)
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional DetailsSpecialty Cards (corporate, rewards): 2.95% processing + $0.20 per transaction American Express: 3.5% processing + $0.20 per transaction eCheck: 0% processing + $2.00 flat per transaction ClientCredit, a Buy Now, Pay Later Option*: 4.95% processing
    More Pricing Information
    Best Alternatives
    8am™ CPAChargeVisa Acceptance Solutions (CyberSource)
    Small Businesses
    Apple Pay
    Score9.3 out of 10
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    Medium-sized Companies
    Payoneer
    Score8 out of 10
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    Enterprises
    Checkout.com
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    All AlternativesView all alternativesView all alternatives
    User Ratings
    8am™ CPAChargeVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    -
    (0 ratings)
    6.9
    (9 ratings)
    User Testimonials
    8am™ CPAChargeVisa Acceptance Solutions (CyberSource)
    Likelihood to Recommend
    8am
    No answers on this topic
    Visa
    For basic users it is probably a good fit. For connecting it's API's are straightforward and most would find it an easy connection to be made. The site overall is just not designed well. When you try to look at transactions a portion of the information is cut of without a scroll bar being added to slide to the fields you would like to see. If you need to see the data on the screen you need to make some adjustments.
    Incentivized
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    Pros
    8am
    No answers on this topic
    Visa
    • They have built the connections to multiple card providers so that a retailer does not need to build the code for each one separately.
    • The decision manager product catches and stops a lot of fraud from getting through and causing a large number or chargebacks.
    • They also connect to PayPal making it easy to add them to any website as a payment method.
    Incentivized
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    Cons
    8am
    No answers on this topic
    Visa
    • fees- competitive, but budget for them
    • price transparency- it's hard to know exactly what you're being charged for. We are charged a small % of each incoming payment batch, so AR reconciliation is more difficult
    • implementation- significant time and expertise required to get everything up and running smoothly
    Incentivized
    Read full review
    Alternatives Considered
    8am
    No answers on this topic
    Visa
    Payeezy does not provide fraud check facility and they provide JS based integration. Since client wants server side integration due to security and fraud check as well in place of using another third party for fraud. We went ahead with Cybersource
    Incentivized
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    Return on Investment
    8am
    No answers on this topic
    Visa
    • It has streamlined credit card processing for the whole organization
    • Provides all the info we need to locate specific transactions and address issues accordingly
    Incentivized
    Read full review
    ScreenShots

    8am™ CPACharge Screenshots

    Screenshot of the main dashboardScreenshot of quick billingScreenshot of scheduled payments