TrustRadius: an HG Insights company

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Braintree, a PayPal service

    Score6.8 out of 10
    N/ABraintree, a Paypal service and subsidiary, is a billing platform which stores credit card data directly from the merchant’s systems on secure servers, and it allows for cards to be recharged or refunded . Braintree also supports international payments. Pricing is 2.9% plus a 30c transaction fee.N/A

    Stripe Payments

    Score8.5 out of 10
    N/AStripe is a payment gateway software solution which supports a range of payment related needs such as subscription management and recurrent billing via Stripe Billing, integration with third party payment services via the Stripe Connect API, assistance starting an Internet business which accepts payements via Stripe Atlas, fraud prevention via Stripe Radar, and payment analytics via Stripe Sigma. Additional features and modules include Stripe Issuing, which allows users to create,…

    $0.02

    per charge

    Pricing
    Braintree, a PayPal serviceStripe Payments
    Editions & Modules
    Standard Pricing
    2.9% +$0.30
    per transaction
    Custom Pricing
    Contact for quote
    Sigma
    $0.02
    per charge
    Radar
    $0.05
    per screened transaction
    Issuing
    $0.10
    per virtual card
    Terminal
    2.7% + 0.05
    per successful charge
    Integrated
    2.9% + 0.30
    per successful charge
    Atlass
    $500
    one-time fee
    Premium Support
    1,800
    per month
    Customized
    Contact sales team
    Offerings
    Pricing Offerings
    Braintree, a PayPal serviceStripe Payments
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Community Pulse
    Braintree, a PayPal serviceStripe Payments
    Considered Both Products
    PayPal
    Chose Braintree, a PayPal service
    We use Braintree because we got recommended by another user, it has no fees at the beginning and it's very well documented.
    Incentivized
    Stripe
    Chose Stripe Payments
    When deciding what payment processing platform to implement, we chose between Dwolla, Paypal, Braintree, Google Marketplace, and of course, Stripe. Most of the options had similar offerings. Dwolla had a different pricing structure which requires an enterprise contract. Dwolla …
    Incentivized
    Chose Stripe Payments
    Compared to using PayPal for recurring monthly fees, Stripe is more professional, better designed, and gives you more control over everything. PayPal is easy to get started, and it's possible to use even on a flat-file website, but Stripe is by far a better experience once …
    Incentivized
    Chose Stripe Payments
    In previous projects, I've used both Braintree and Stripe. Stripe's API, ease of use, developer documentation, and out of the box features like "Stripe Checkout" blow Braintree out of the water. Plus, in general I try my best to avoid doing business with PayPal (which is the …
    Incentivized
    Chose Stripe Payments
    I mostly looked at Braintree but there were some annoying things about it relating to the PayPal association at the time... like, they wouldn't let you remove the "Checkout with PayPal" button or something. That's not a feature, in my book. Also, I read some reviews that said …
    Incentivized
    Chose Stripe Payments
    We use PayPal to accept PayPal payments but their fee structure is not as advantageous as Stripe so we don't use them for card payments. What Stripe does, they do very well and short of finding another company that offers comparable services with fewer fees, I don't see a …
    Incentivized
    Chose Stripe Payments
    While pricing was higher, the developer agility offered by Stripe, along with the sheer ease of use made it worth the higher fees. While others may be offering better UX now, Stripe is still the leader in UX among their peers, and if constantly adding more features and …
    Incentivized
    Key User Insights
    Would buy again
    50%
    Would buy again
    3 Answers
    88%
    Would buy again
    49 Answers
    Delivers good value for the price
    40%
    Delivers good value for the price
    2 Answers
    91%
    Delivers good value for the price
    49 Answers
    Happy with the feature set
    67%
    Happy with the feature set
    4 Answers
    93%
    Happy with the feature set
    52 Answers
    Lived up to sales and marketing promises
    40%
    Lived up to sales and marketing promises
    2 Answers
    86%
    Lived up to sales and marketing promises
    44 Answers
    Implementation went as expected
    60%
    Implementation went as expected
    3 Answers
    92%
    Implementation went as expected
    47 Answers
    Features
    Braintree, a PayPal serviceStripe Payments
    Payment Gateways
    Comparison of Payment Gateways features of Braintree, a PayPal service and Stripe Payments
    Feature
    Braintree, a PayPal service
    -
    Ratings
    Stripe Payments
    7.8
    6 Ratings
    7% above category average
    Fraud Detection00 Ratings7.76 Ratings
    API or SDK00 Ratings7.46 Ratings
    Recurring Payment Support00 Ratings8.16 Ratings
    Billing and Invoicing Support00 Ratings7.66 Ratings
    Global Support00 Ratings7.85 Ratings
    Payment Form Acceptance00 Ratings8.55 Ratings
    Best Alternatives
    Braintree, a PayPal serviceStripe Payments
    Small Businesses
    No answers on this topic
    Apple Pay
    Score9.3 out of 10
    Medium-sized Companies
    No answers on this topic
    Payoneer
    Score8.1 out of 10
    Enterprises
    No answers on this topic
    Checkout.com
    Score8.5 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Braintree, a PayPal serviceStripe Payments
    Likelihood to Recommend
    1.0
    (15 ratings)
    8.7
    (83 ratings)
    Likelihood to Renew
    10.0
    (1 ratings)
    10.0
    (3 ratings)
    Usability
    5.0
    (3 ratings)
    8.6
    (5 ratings)
    Support Rating
    1.6
    (5 ratings)
    10.0
    (16 ratings)
    Implementation Rating
    10.0
    (1 ratings)
    10.0
    (1 ratings)
    User Testimonials
    Braintree, a PayPal serviceStripe Payments
    Likelihood to Recommend
    PayPal
    Braintree is a lower cost alternative to many of the options business owners have through their bank. However, they will need to be techy or be working with a developer to set up. The setup and backend isn't as user friendly as alternatives. Braintree is a great option if you'll need to manually type in credit card details. Banks will sometimes charge a lot more for that option. The manual option is nice if your clients aren't as tech savvy and prefer to pay over the phone than to pay on your website.
    Incentivized
    Read full review
    Stripe
    We had a client who wanted a QR to use in their marketing, which enabled their clients to donate to us. It was so useful to be able to set it up, and we can track the views and donations received using this code. Another client with issues with our website wanted to set up a monthly subscription, so I sent her a payment link, which worked brilliantly. For clients that want to make one-time donations, it also lets the client choose the amount. The only scenario where we haven't been able to help is when clients want to change the card associated with the payment - whilst we understand it is for security/gdpr, it means they have to cancel and set up something new, which poses the danger that we may lose them as a customer.
    Incentivized
    Read full review
    Pros
    PayPal
    • Braintree has excellent integration with the BigCommerce platform. The switch of our previous payment processing gateway to Braintree was very easy and only required a few clicks.
    • Tying into Braintree's BigCommerce integration, for company's like ours that are on the BigCommerce enterprise plan, Braintree's rates for BigCommerce enterprise customers are extremely competitive and saved us money.
    • Braintree has a pretty easy to use portal that can be accessed through the same login we use for PayPal which we are using in conjunction with Braintree with ease.
    • I've only had to call Braintree twice and my customer service issues were handled extremely quickly and easily.
    Incentivized
    Read full review
    Stripe
    • They are reliable. I can count on everything going smoothly with transactions.
    • They are accurate. I don’t run into problems with collecting the proper amounts or being overcharged for fees.
    • They have good customer service. If I have a question about the customer portal or a problem with a customer, they help me resolve these issues.
    Incentivized
    Read full review
    Cons
    PayPal
    • Not a very good subscription management platform for a Saas business, but they make up for it on the API with others that are
    • Doesn't have a lot of additional features, but that's what you'd expect out of a payment processor
    • Very expensive per transaction, but the reality is that any processor who helps early stage companies accept online payments are expensive.
    Incentivized
    Read full review
    Stripe
    • It would be nice to be able to see my Shopify payments from my main payment gateway. I currently have to go to Shopify for that.
    • The ability to be able to offer discounted rates at a smaller threshold would be nice.
    Incentivized
    Read full review
    Likelihood to Renew
    PayPal
    There's a huge cost in migrating payment providers, and we're very happy with Braintree so far.
    Incentivized
    Read full review
    Stripe
    Stripe is the leader in the industry when it comes to any type of industry. All that is needed is a plan and then implementing that plan either with a developer, or through the help of Stripe's customer service team to assist in getting you setup. The ease of use time it takes to get up and running is second to none
    Incentivized
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    Usability
    PayPal
    As a product, functionality has been fine for us. In our experience, some issues during On Boarding but because we had a dedicated Account Manager assigned to us, these issues were dealt with. Now we are a customer, it feels like they have stopped caring about us or aren't interested in working with us to resolve any issues we have.
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    Stripe
    Stripe offers a very easy-to-navigate platform with many different functions. From linking it to our website and accounting platform to tracking our payments, being able to issue a refund quickly if required, and setting up QR codes and payment links for subscriptions or one-time donations, it really covers so many aspects that we need and use on a weekly and monthly basis.
    Incentivized
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    Support Rating
    PayPal
    Their support is a joke. There's nothing "supportive" about them. Every time I call in with an issue no one has an answer or even a recommendation. I am put on hold and no one ever comes back. It's time to find another processor.
    Incentivized
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    Stripe
    Stripe's support is nearly perfect – great attention to detail, fast response times, and a willingness to really dig into issues and get to the bottom of them. In the five years we've been using Stripe, the only negative thing I can say about their customer support is that it seems like there has been a slight shift to less technical front-line support agents, which means it's more likely your issue will have to be escalated before you get more information. This, however, has happened as Stripe rolled out more real-time support features like call and chat, and that really isn't workable if you're escalating everything right off the bat. It's absolutely an acceptable trade-off.
    Incentivized
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    Implementation Rating
    PayPal
    It is simple for a developer to do.
    Incentivized
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    Stripe
    It took less than an hour to have everything setup and running
    Incentivized
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    Alternatives Considered
    PayPal
    Braintree is better at handling international payments and supporting a variety of payment methods that can all be configured from the same dashboard. Braintree supports PayPal, Venmo, Apple Pay, Google Pay, etc. in addition to simply credit cards like Stripe. Braintree has a vault of existing user payment methods so the user doesn't have to re-enter their information each time.
    Incentivized
    Read full review
    Stripe
    Stripe is easier to use and offers better support and rates. My favorite part with Stripe is probably their ready-to-use plug-in that's offered for me. We have multiple eCommerce stores and we rely on our payment process going smoothly. The plug-in from Stripe is free, constantly updated, secure, and very easy to implement.
    Incentivized
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    Return on Investment
    PayPal
    • Simplified billing so we spend less time on it
    • Saved $20 a month or more when compared to alternatives that have a monthly charge.
    • It gives peace of mind because we know that any service we use in the future will likely integrate with Braintree
    Incentivized
    Read full review
    Stripe
    • It makes getting money from your clients really easy
    • It gives your clients the guarantee that their payment information is totally secure and confidentially used and kept
    • It is very easy to integrate with online assets of the company
    • In a couple of occasions, some companies have wanted me to use Stripe for them to pay me, and I have had a couple of hiccups. This was more related to the way that these companies set up the Stripe integration of my account to their platform. In both cases, the integration has not been possible and to this date, I still do not know why with exactitude.
    • As I said before, the commissions kept by Stripe could be lower, and shared with the CC companies, rather than having us clients pay for all of o it.
    Incentivized
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    ScreenShots