Blend vs. Chime Online Banking

Overview
ProductRatingMost Used ByProduct SummaryStarting Price
Blend
Score 4.0 out of 10
N/A
Blend is a digital lending platform that simplifies applications for mortgages, consumer loans, and deposit accounts. The company enables customers to process more than $4 billion in mortgages and consumer loans per day. Erin Collard, Eugene Marinelli, Nima Ghamsari, and Rosco Hill headquartered the company in San Francisco, California in 2012.N/A
Chime
Score 1.8 out of 10
N/A
Chime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
Pricing
BlendChime Online Banking
Editions & Modules
No answers on this topic
No answers on this topic
Offerings
Pricing Offerings
BlendChime
Free Trial
NoNo
Free/Freemium Version
YesNo
Premium Consulting/Integration Services
NoNo
Entry-level Setup FeeNo setup feeNo setup fee
Additional Details
More Pricing Information
Community Pulse
BlendChime Online Banking
User Ratings
BlendChime Online Banking
Likelihood to Recommend
10.0
(0 ratings)
1.7
(0 ratings)
Support Rating
-
(0 ratings)
1.0
(0 ratings)
User Testimonials
BlendChime Online Banking
Likelihood to Recommend
I have not experienced any other system that can do what Blend does as easily as Blend. It's very well suited for the mortgage industry and its ability to communicate with Encompass. I don't think it would be a great CRM tool for a company that doesn't need multiple touch points to a client, for instance, if you simply need a name, phone number, and email address Blend would be overkill. Blend is designed specifically to capture a lot of specific details about a client's financial position.
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I feel a 9 grade is appropriate as we were very satisfied with the product however there is always room for improvement. It was also encouraging knowing that when we did have minor issues with logging in on several occasions, the support staff was able to help rectify the problem very quickly. Thank you for this opportunity to present our feedback.
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Pros
  • Easy to use
  • Transfers between Blend to Encompass easily
  • Runs employment verification
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  • Avoiding Overdraft Fees
  • Free Mobile Banking system
  • Pear to Pear payment system
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Cons
  • Adding non occupant co-borrowers can be challenging
  • I wish we could mirror the client's screen in real-time so we can see where they are in the application
  • The user side can be a little challenging, some fields are required to be filled out even though they are not important to the application
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  • No areas for improvement as we were fully satisfied with the product.
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Support Rating
No answers on this topic
When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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Alternatives Considered
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First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
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Return on Investment
  • Blend allows me to manage my pipeline easily without having to resort to Excel
  • Captures things like birthdays allowing me to have a reason to call clients
  • Clients love that it's a secure portal, no more replying to emails with sensitive documents
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  • It saves us a ton of money each money in fees.
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ScreenShots