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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Authorize.net

    Score8 out of 10
    N/AAuthorize.net is a payment gateway software solution offered by Visa featuring secure data processing and fraud protection.

    $25

    monthly gateway

    Klarna Checkout

    Score4.3 out of 10
    N/ASwedish company Klarna offers Klarna Checkout, a compliant and personalized ecommerce shopping cart solution.N/A
    Pricing
    Authorize.netKlarna Checkout
    Editions & Modules
    All-in-One Option
    25 & 2.9% + $0.30
    monthly gateway/per transaction
    Payment Gateway Only
    $25
    monthly gateway
    No answers on this topic
    Offerings
    Pricing Offerings
    Authorize.netKlarna Checkout
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    Community Pulse
    Authorize.netKlarna Checkout
    Considered Both Products
    Visa
    No answer on this topic
    Klarna
    No answer on this topic
    Key User Insights
    Would buy again
    90%
    Would buy again
    18 Answers
    No answers on this topic
    Delivers good value for the price
    100%
    Delivers good value for the price
    16 Answers
    No answers on this topic
    Happy with the feature set
    95%
    Happy with the feature set
    19 Answers
    No answers on this topic
    Lived up to sales and marketing promises
    92%
    Lived up to sales and marketing promises
    12 Answers
    No answers on this topic
    Implementation went as expected
    94%
    Implementation went as expected
    16 Answers
    No answers on this topic
    Features
    Authorize.netKlarna Checkout
    Online Storefront
    Comparison of Online Storefront features of Authorize.net and Klarna Checkout
    Feature
    Authorize.net
    -
    Ratings
    Klarna Checkout
    10.0
    2 Ratings
    24% above category average
    Mobile storefront00 Ratings10.01 Ratings
    Website integration00 Ratings10.02 Ratings
    Online Shopping Cart
    Comparison of Online Shopping Cart features of Authorize.net and Klarna Checkout
    Feature
    Authorize.net
    -
    Ratings
    Klarna Checkout
    10.0
    1 Ratings
    26% above category average
    Checkout user experience00 Ratings10.01 Ratings
    Online Payment System
    Comparison of Online Payment System features of Authorize.net and Klarna Checkout
    Feature
    Authorize.net
    -
    Ratings
    Klarna Checkout
    10.0
    2 Ratings
    19% above category average
    eCommerce security00 Ratings10.02 Ratings
    eCommerce Business Management
    Comparison of eCommerce Business Management features of Authorize.net and Klarna Checkout
    Feature
    Authorize.net
    -
    Ratings
    Klarna Checkout
    8.0
    1 Ratings
    0% below category average
    Order processing00 Ratings8.01 Ratings
    Best Alternatives
    Authorize.netKlarna Checkout
    Small Businesses
    Apple Pay
    Score9.3 out of 10
    Ecwid by Lightspeed
    Score10 out of 10
    Medium-sized Companies
    Payoneer
    Score8.2 out of 10
    Shopify Plus
    Score9 out of 10
    Enterprises
    Checkout.com
    Score8.5 out of 10
    IBM Digital Commerce
    Score9 out of 10
    All AlternativesView all alternativesView all alternatives
    User Ratings
    Authorize.netKlarna Checkout
    Likelihood to Recommend
    8.4
    (31 ratings)
    10.0
    (2 ratings)
    Likelihood to Renew
    9.1
    (2 ratings)
    -
    (0 ratings)
    Support Rating
    5.0
    (1 ratings)
    -
    (0 ratings)
    User Testimonials
    Authorize.netKlarna Checkout
    Likelihood to Recommend
    Visa
    Authorize.net is reliable and I feel confident that customers' information is protected. The security protocols used by Authorize.net appear to be as good, and probably better than many credit card payment processors. However, the initial setup process was very difficult. I distinctly recall getting up and running as being very cumbersome and time-consuming. I also was disappointed with how the processing and deposit of payments were not consistent. I distinctly remember regretting the decision to go with Authorize.net. However, as mentioned before, with the time and effort required to get the account set up and running, I refused to go through the process again and try a different provider.
    Incentivized
    Read full review
    Klarna
    To get a flexible set of payment options quickly provisioned on your online store, Klarna is ideal. They offer the usual payment options and also additional buy now pay later options which give the customer a full selection of choices. With Klarna you can do one integration and get access to all of these.
    Incentivized
    Read full review
    Pros
    Visa
    • Very smooth workflow to authorizing, capturing, voiding, and refunding charges. This can all be done via API calls, or through their online dashboard.
    • Their AVS settings for validating credit cards are substantial and have been reliable in ensuring that our customers cards are being used safely and properly.
    • Their uptime and response times are very good in general. The only issues we ever have communicating with their services is when our connection quality is compromised.
    Incentivized
    Read full review
    Klarna
    • Flexible payment option.
    • Easy to navigate the back end.
    Read full review
    Cons
    Visa
    • The lack of data portability is a big issue for me.
    • Authorize.net uses the same $49.00 gateway setup fee to scam merchants out of money, which is no better than any of the other gateways out there.
    • Their customer service is not up to the mark. You can get stuck if you need any help from their end.
    Incentivized
    Read full review
    Klarna
    • Some Magento integration needs extra customisation
    • Account setup can take time
    • Able to configure your own offers via the dashboard
    Incentivized
    Read full review
    Likelihood to Renew
    Visa
    Authorize.net has been a useful system for our Chamber. We appreciate the ease of use and access to our Main Frame. Connecting Authorize.net to our system for membership, event and other payment ease has been excellent and we have experienced no problems whatsoever.
    Incentivized
    Read full review
    Klarna
    No answers on this topic
    Usability
    Visa
    Except for some of the back of the house issues with settings the overall usability was great
    Incentivized
    Read full review
    Klarna
    No answers on this topic
    Support Rating
    Visa
    I have no experience directly with the support offered by Authorize.Net.
    Incentivized
    Read full review
    Klarna
    No answers on this topic
    Alternatives Considered
    Visa
    Authorize.net is a reliable and affordable payment processing service that offers more robust security than other services, such as Stripe or PayPal with their monthly fees at $25 dollars month lot of people may be turned off by these high prices but you get what you pay for - protection against fraud in risky transactions so I would recommend using Authorize.net if this matters to your business!
    Incentivized
    Read full review
    Klarna
    Klarna have the most advanced and comprehensive solution which includes buy now pay later.
    Incentivized
    Read full review
    Return on Investment
    Visa
    • Lets us charge cards so we can get paid on time, every time.
    • It was very difficult to setup the DocuSign integration the first time, but after we got it setup, it's made the onboarding process very easy. That probably saves about 30 minutes every time we get a new client.
    Incentivized
    Read full review
    Klarna
    • They take a fee, larger than other systems do, so I do lose some money there.
    • I make more sales than I would without the payment option through Klarna.
    Read full review
    ScreenShots