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Alkami vs. Chime Online Banking

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    Overview
    ProductRatingMost Used ByProduct SummaryStarting Price

    Alkami

    Score7 out of 10
    N/AAlkami aims to enable financial institutions to outsmart, not outspend, the Megabanks by providing a successful cloud-based digital banking platform. The Alkami Platform humanizes digital banking so banks and credit unions can confidently grow, adapt quickly, and build a thriving digital community.N/A

    Chime

    Score1.8 out of 10
    N/AChime is an online banking solution from the company of the same name in San Francisco, allowing users to track account balances, daily transactions, and savings from anywhere with the Chime mobile app, and get daily balance notifications and instant transaction alerts any time for use of the included Chime Visa Debit Card.N/A
    Pricing
    AlkamiChime
    Editions & Modules
    No answers on this topic
    No answers on this topic
    Offerings
    Pricing Offerings
    AlkamiChime
    Free Trial
    NoNo
    Free/Freemium Version
    NoNo
    Premium Consulting/Integration Services
    NoNo
    Entry-level Setup FeeNo setup feeNo setup fee
    Additional Details——
    More Pricing Information
    User Ratings
    AlkamiChime
    Likelihood to Recommend
    7.0
    (1 ratings)
    1.7
    (4 ratings)
    Support Rating
    -
    (0 ratings)
    1.0
    (1 ratings)
    User Testimonials
    AlkamiChime
    Likelihood to Recommend
    Alkami Technology
    If you are looking for a high-quality online banking product and you don’t want/need to customize it too much, Alkami is a great choice- it has a lot out of the box and the people are great. If you need a lot of customization, and you don’t have the internal resources to help you do that, Alkami may be a challenge to satisfy your needs.
    Incentivized
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    Chime
    It is very helpful for me. It is reliable and simple to use. The Sign-up process of Chime Online Banking was simple and I was able to easily set up a direct deposit and link my bank account. It keeps me updated on every purchase I do from my account. The best thing is that it's free and has no hidden charges or paycheck fees. It has a special feature called SpotMe where they will cover your overdraft in a very neat way.
    Incentivized
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    Pros
    Alkami Technology
    • Mobile-first design is great on both iOS and Android.
    • Broad array of retail banking capabilities.
    • A large array of integrated partner products to enhance the core functionality of the base product.
    • SDK and API-centric architecture are helping to design for the future of banking applications.
    Incentivized
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    Chime
    • Ease of use
    • Simple interface within the application.
    • Helpful support, when needed.
    Incentivized
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    Cons
    Alkami Technology
    • SDK and APIs are not fully mature - while they are functional and have a bright future, the support infrastructure is not fully developed.
    • Custom development can take a long time.
    • They may be focused on sales over support given their recent public offering.
    Incentivized
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    Chime
    • Their CC is hard to figure out.
    • Website could be streamlined.
    Incentivized
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    Support Rating
    Alkami Technology
    No answers on this topic
    Chime
    When my money was stolen from my account I was told there would be an investigation between 15-45 days. They didn't investigate at all. The next day I was denied my claim after being robbed for $850.
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    Alternatives Considered
    Alkami Technology
    No answers on this topic
    Chime
    First of all, Chime Online Banking is really the best option for new users. The User Interface and User Experience of the Chime app are really great. There are comparatively faster money transactions with Chime Online Banking and it has no fees at all. It is more reliable. It also allows you to lock your card if it is stolen or lost which is a great feature. At last, it is more rewarding than other online banking services with a great team of customer grievances.
    Incentivized
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    Return on Investment
    Alkami Technology
    • Enabled a solid mobile first.
    • Ember experience.
    • Allowed flexibility via the SDK.
    • Allowed us to focus on the business needs over the technology infrastructure.
    Incentivized
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    Chime
    • Positive ROI by way of quick and easy transactions.
    Incentivized
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    ScreenShots